Category Archives: Finance

5 Different Approaches Couples Can Take to Integrate Finances

5 Different Approaches Couples Can Take to Integrate Finances

According to a recent study by Credit Karma, about half of millennials who are married say that they merged their finances prior to tying the knot. Regardless of when couples decide to merge their finances, the decision involves a number of important questions and considerations. There are many different methods of combining finances, and it… Continue Reading

More Money – 7 Excellent Podcasts to Increase Financial Literacy

More Money – 7 Excellent Podcasts to Increase Financial Literacy

Not everyone has the time to wade through books as they try to improve their financial literacy. Luckily, a large number of helpful podcasts exist. With podcasts, people can listen to some great advice and get excellent money tips while driving, walking the dog, cooking dinner, or even cleaning up around the house. With this… Continue Reading

5 Amazing Budgeting Apps That Can Help You Reach Your Goals

5 Amazing Budgeting Apps That Can Help You Reach Your Goals

One the biggest challenges in personal finance remains budgeting. Creating and following a budget is critical for reclaiming a sense of power over your finances, yet people often have trouble making a realistic budget or staying within it. Luckily, modern technology offers a number of solutions, including a range of budgeting apps, each of which… Continue Reading

4 Facts About Bankruptcy You Need to Know

4 Facts About Bankruptcy You Need to Know

While individuals should make every effort to get out of debt using strategies like budgeting and consolidation, sometimes this is simply not possible. The end-of-the-line option is bankruptcy, which is a legal declaration of the inability to pay off debt. People should not take bankruptcy lightly. While the process can help give individuals financial breathing… Continue Reading

5 Reasons You Need to Start Investing Now if You’re in Your 20s

5 Reasons You Need to Start Investing Now if You’re in Your 20s

People in their 20s often put off investing for a variety of reasons. Some people want to wait until their financial situation becomes more stable, and others hope to make more money before they start investing. Whatever the reason, putting off investing is a mistake. People in their 20s are actually in a prime position… Continue Reading

What You Need to Know About Annuities As a Retirement Investment

What You Need to Know About Annuities As a Retirement Investment

When saving for retirement, many people look into annuities, insurance products that provide a steady stream of income. However, annuities are complex products and not for everyone. At its most basic level, an annuity is a product that someone invests in to get back one or multiple payments in the future. The size of the… Continue Reading

An Overview of 4 of the Most Common Portfolio Diversification Strategies

An Overview of 4 of the Most Common Portfolio Diversification Strategies

When investing money, it is critical to understand the concept of diversification. Put simply, diversification is a strategy for making portfolios less volatile over time. Unfortunately, however, the diversification process is anything but simple. A number of different strategies exist depending on the goals of the investor. In some cases, investors will want to adopt… Continue Reading