In today’s world, your credit score is important for everything from obtaining a loan to securing the lowest possible interest rate on a mortgage. Your credit score can even have a bearing on your ability to land a job. While a number of different tools exist to take control of your credit and improve your… Continue Reading
Category Archives: Information
5 Tips for Getting the Best Deal on Your Auto Loan
Auto loans are generally one of people’s largest expenses, behind mortgages and student loans. When purchasing a car, you should not wait until you are at the dealership to think about financing. With a little preparation, you can get a great deal that will save you thousands of dollars in the long run. Since cars… Continue Reading
3 Retirement Savings Alternatives to the Traditional 401(k)
One of the most critical yet confusing aspects of personal finance is saving for retirement. Individuals have a number of different options for saving, and it can become difficult to decide which avenue is the best. Many people do not even realize all the different options that exist and tend to stick primarily with the… Continue Reading
The 5 Factors that Contribute to a FICO Credit Score You Need to Know
Individuals working to improve their credit scores need to understand how the score is calculated. There are many misconceptions about what factors do and do not contribute to this score. Dedicating time and energy to address issues that will not even affect one’s score is a waste of effort. Fortunately, when individuals understand the approximate… Continue Reading
6 Things You Need to Know before Purchasing an Investment Property
An expert on personal finance, Don Gayhardt serves as the president and chief executive officer of short-term financial services provider CURO Financial Technologies Corp. CURO focuses primarily on providing services to unbanked and underbanked consumers. Many of the people that Don Gayhardt works with are working to take control over their finances and begin saving… Continue Reading
3 Excellent Games That Encourage Better Financial Decisions
Due to the widespread popularity of smartphones, mobile gaming has become one of the largest industries in the world. People turn to games for a fun distraction throughout the day or to pass the time while riding on the bus, waiting in line, or engaging in a range of other passive activities. Many of these… Continue Reading
5 of the Best Ways to Protect Personal Information After a Data Breach
Recently, Equifax made headlines after it suffered a massive data breach affecting over 140 million individuals. The breach included data such as customer Social Security numbers, addresses, and birth dates as well as driver’s license numbers. For the most part, passwords were not compromised and only a few credit card numbers were revealed. People affected… Continue Reading