Category Archives: Investment

5 Reasons You Need to Start Investing Now if You’re in Your 20s

5 Reasons You Need to Start Investing Now if You’re in Your 20s

People in their 20s often put off investing for a variety of reasons. Some people want to wait until their financial situation becomes more stable, and others hope to make more money before they start investing. Whatever the reason, putting off investing is a mistake. People in their 20s are actually in a prime position… Continue Reading

How to Get Children Involved in Investing at Every Age

How to Get Children Involved in Investing at Every Age

Part of raising children involves teaching them to be financially responsible starting at an early age. Today, many parents believe that investing is a key element of financial responsibility and wonder how they can help their children learn the basics. Teaching children about investing is a great way to round out their financial education and… Continue Reading

What You Need to Know About Annuities As a Retirement Investment

What You Need to Know About Annuities As a Retirement Investment

When saving for retirement, many people look into annuities, insurance products that provide a steady stream of income. However, annuities are complex products and not for everyone. At its most basic level, an annuity is a product that someone invests in to get back one or multiple payments in the future. The size of the… Continue Reading

An Overview of 4 of the Most Common Portfolio Diversification Strategies

An Overview of 4 of the Most Common Portfolio Diversification Strategies

When investing money, it is critical to understand the concept of diversification. Put simply, diversification is a strategy for making portfolios less volatile over time. Unfortunately, however, the diversification process is anything but simple. A number of different strategies exist depending on the goals of the investor. In some cases, investors will want to adopt… Continue Reading

What You Need to Know about the Different Types of Mortgages

What You Need to Know about the Different Types of Mortgages

When shopping for a mortgage, it is important to know what the different options are and what the implications of each are for the future. The following is an overview of the major different types of mortgage and what each means for the borrower: Conventional vs. Government-Backed Loans Loans that are not insured by the… Continue Reading

A Closer Look at the Benefits and Drawbacks of Money Market Funds

A Closer Look at the Benefits and Drawbacks of Money Market Funds

A popular type of mutual fund is the money market fund. Money market funds are designed to have low volatility by investing only in cash or cash-equivalent securities. Such investments usually have high credit quality and high liquidity. Typical money market fund investments include bankers’ acceptances, commercial paper, certificates of deposit, US Treasury securities, and… Continue Reading

4 of the Best Ways that Everyday Investors Can Enter the Real Estate Market

4 of the Best Ways that Everyday Investors Can Enter the Real Estate Market

Real estate is not an investment for everyone, but thinking of real estate solely as purchasing and then renting a property is shortsighted. In today’s market, there are a number of different ways to get involved with the real estate market, even for those who do not have the capital necessary to purchase properties outright.… Continue Reading

5 of the Most Important Questions to Ask Before Investing in a Mutual Fund

5 of the Most Important Questions to Ask Before Investing in a Mutual Fund

Many people think of mutual funds as inherently safe or balanced investments, but this assumption can lead people into trouble. Many mutual funds provide greater diversification than is possible through investing on one’s own. However, individuals still need to conduct a significant amount of due diligence before buying mutual funds. No guarantees exist that funds… Continue Reading

6 Important Things to Do When Buying Your First Stock

6 Important Things to Do When Buying Your First Stock

When tasked with making their first stock purchase, the average person is often unsure about how to proceed. Even those who have done their homework to learn about the stock market and choose the best stocks for their purposes may not understand exactly how to perform the transaction. The following is a brief guide to… Continue Reading