Category Archives: Money Management

The Benefits and Drawbacks of 4 Common Low-Risk Investments

The Benefits and Drawbacks of 4 Common Low-Risk Investments

Some people are comfortable with riskier investments, but others would prefer to keep their savings in a safe investment vehicle, even if it means receiving smaller returns. There are several safe investment vehicles to consider, and you should carefully weigh the pros and cons of each before making a final decision. Some of the most… Continue Reading

5 Easy Ways for College Students to Build Good Credit

5 Easy Ways for College Students to Build Good Credit

While many students begin to focus heavily on improving their credit score after they graduate from college, the truth is that you can lay a solid foundation for great credit while still in school. A number of misconceptions exist in regards to building and maintaining an excellent credit score, particularly among young people. Following are… Continue Reading

6 Important Facts You Need to Know about Interest Rates

6 Important Facts You Need to Know about Interest Rates

In the world of personal finance, people talk about interest rates in relation to everything from credit cards to mortgages. Despite all the discussion about interest rates, many people do not understand the basic facts related to how they work. By learning about how interest rates are calculated in different circumstances and how they affect… Continue Reading

This Is What Everyday Investors Need to Understand about Options

This Is What Everyday Investors Need to Understand about Options

The typical investor’s portfolio consists of stocks, bonds, and mutual funds, but other types of securities are available for increasing diversification. Many sophisticated investors rely on options to create new opportunities within their portfolios. Options are extremely versatile securities that can help investors shift their market position to hedge risk and even engage in speculative… Continue Reading

What Individual Investors Should Know about the Futures Market

What Individual Investors Should Know about the Futures Market

Investors tend to focus on mutual funds, exchange-traded funds, stocks, and bonds to build their portfolios. In addition to these options, there are several other financial markets that investors can take advantage of if they want to be adventurous. Some of the most important of these alternative markets deal with futures. The futures market is… Continue Reading

5 Surprising Investment Options That Are Not in the Stock Market

5 Surprising Investment Options That Are Not in the Stock Market

Most people think primarily of stocks when they consider what it means to invest money. For many people, however, investing in stocks seems overwhelming. The learning curve for purchasing stocks is indeed steep, and individuals still need to complete thorough due diligence for each purchase once they understand how exchanges work. Individuals should therefore avoid… Continue Reading

What You Need to Know Before Investing in REITs

What You Need to Know Before Investing in REITs

When considering the best investments for the future, people often look to real estate. Unfortunately, the high costs often associated with purchasing property can pose a barrier to entry into this market, especially for everyday investors. However, you do have options. A real estate investment trust (REIT) remains one of the best ones. A REIT… Continue Reading

4 Mortgage Refinance Scenarios and What to Consider in Each

4 Mortgage Refinance Scenarios and What to Consider in Each

Shopping for a mortgage can be one of the most stressful experiences in a person’s life. Because of this stress, many people balk at the idea of refinancing and having to go through the entire process all over again. At the same time, under certain circumstances, refinancing a home can make a lot of sense.… Continue Reading

6 of the Best Side Hustles to Increase Monthly Cash Flow

Individuals may want to increase their monthly income temporarily for a wide variety of different reasons. Some people may want to catch up on retirement savings, while others may want to set money aside for a large purchase or even a vacation. Whatever the reason, individuals today have more options than ever before for making… Continue Reading