Category Archives: Money Management

What Individual Investors Should Know about the Futures Market

What Individual Investors Should Know about the Futures Market

Investors tend to focus on mutual funds, exchange-traded funds, stocks, and bonds to build their portfolios. In addition to these options, there are several other financial markets that investors can take advantage of if they want to be adventurous. Some of the most important of these alternative markets deal with futures. The futures market is… Continue Reading

5 Surprising Investment Options That Are Not in the Stock Market

5 Surprising Investment Options That Are Not in the Stock Market

Most people think primarily of stocks when they consider what it means to invest money. For many people, however, investing in stocks seems overwhelming. The learning curve for purchasing stocks is indeed steep, and individuals still need to complete thorough due diligence for each purchase once they understand how exchanges work. Individuals should therefore avoid… Continue Reading

What You Need to Know Before Investing in REITs

What You Need to Know Before Investing in REITs

When considering the best investments for the future, people often look to real estate. Unfortunately, the high costs often associated with purchasing property can pose a barrier to entry into this market, especially for everyday investors. However, you do have options. A real estate investment trust (REIT) remains one of the best ones. A REIT… Continue Reading

4 Mortgage Refinance Scenarios and What to Consider in Each

4 Mortgage Refinance Scenarios and What to Consider in Each

Shopping for a mortgage can be one of the most stressful experiences in a person’s life. Because of this stress, many people balk at the idea of refinancing and having to go through the entire process all over again. At the same time, under certain circumstances, refinancing a home can make a lot of sense.… Continue Reading

6 of the Best Side Hustles to Increase Monthly Cash Flow

Individuals may want to increase their monthly income temporarily for a wide variety of different reasons. Some people may want to catch up on retirement savings, while others may want to set money aside for a large purchase or even a vacation. Whatever the reason, individuals today have more options than ever before for making… Continue Reading

7 Tips You Need to Know for Staying Afloat Financially after Job Loss

7 Tips You Need to Know for Staying Afloat Financially after Job Loss

Layoffs can happen at any time, sometimes for situations beyond the control of either the employer or employee. Because of this, workers should always have a plan in place to move forward financially in the event that they lose their jobs. Financial advisors typically want people to have enough money saved to carry them for… Continue Reading

6 of the Most Common Mistakes People Make When Saving Money

6 of the Most Common Mistakes People Make When Saving Money

Most people find it difficult to save money for a large purchase, a college education, or retirement. While proper budgeting can make the savings process easier, it is important to learn what mistakes to avoid. Understanding the most common mistakes involved with saving money can help people meet their goals just as much as knowing… Continue Reading

9 Great Programs That Can Help First-Time Homebuyers

9 Great Programs That Can Help First-Time Homebuyers

Purchasing a home is a complicated process that can prove rather stressful. Homebuyers face piles of paperwork, unfamiliar terminology, and a wide range of professionals and their associated fees, which is to say nothing of the financial considerations involved in undertaking a home mortgage. Luckily, however, first-time homebuyers have a number of resources available to… Continue Reading