by Don Gayhardt | Jul 21, 2016 | Finance, Investment
No one is ever too young to start their journey to financial freedom. In fact, young adults who still live at home or who have moved out for college can lay the foundation for healthy finances later in life by developing a few key financial skills. Today’s young...
by Don Gayhardt | Jul 14, 2016 | Debt, Finance, Investment
As you begin to take control of your personal finances, the first course of action is paying off debt. Most people have several different kinds of debt, from credit cards to student loans, and some are more serious than others. In general, you should aim to pay off...
by Don Gayhardt | Jul 7, 2016 | Finance, Investment
One of the most important tools for managing personal finances remains a bank account. However, not all bank accounts are created equally. You need to do your research to find the best account for your needs. According to the American Bankers Association, nearly half...
by Don Gayhardt | Jun 30, 2016 | Finance, Investment
As college graduates prepare to enter the workforce, investing is often far from their minds. However, when people begin investing early, they set themselves up for greater security down the line. Part of the disconnect between young people and investing lies in the...
by Don Gayhardt | Jun 23, 2016 | Debt, Finance
Investing that first $1,000 can prove extremely challenging, especially for people who have had little exposure to the investment world. Through smart investing, individuals can watch their wealth grow. However, uninformed investments can result in devastating losses....
by Don Gayhardt | Jun 16, 2016 | Debt, Finance
Unfortunately, as much as you may try to ignore your debt, it will continue to follow you until you deal with it directly and strategically. Rates of consumer debt in the United States are high, so you should realize that you’re not alone and that your situation is...
by Don Gayhardt | Jun 9, 2016 | Finance
All people, regardless of how much money they make, struggle with how to divide each paycheck in a way that works for them. Sometimes, once you pay the bills, there isn’t any money left over for anything else, whether it is saving or having fun. In these cases, you...
by Don Gayhardt | Jun 2, 2016 | Finance
One of the cornerstones of excellent personal finance is building and maintaining a good credit score. Too many people do not truly understand how their credit scores are calculated and, more importantly, how they can increase their score over time. Larger credit...
by Don Gayhardt | May 26, 2016 | Finance
For many people, personal finance is a scary and overwhelming topic. While it can be easy to get lost in the subtleties of different savings accounts or approaches to investing, financial literacy really boils down to a few key tips. Understanding these imperatives...
by Don Gayhardt | May 5, 2016 | Finance
For many people, credit cards are a part of daily life. Credit cards are not inherently bad, despite some of the negative publicity they get in the personal finance world. In fact, credit cards are a great way for people to start building or rebuilding their credit,...
