by Don Gayhardt | Apr 28, 2016 | Finance
Sometimes, the world of investing can seem impenetrable to people who do not have a background in finance. Individuals who want to get started in investing can minimize their risk while learning about the stock market by purchasing so-called “penny stocks,” which are...
by Don Gayhardt | Apr 21, 2016 | Finance
Personal finance is a source of stress for virtually every person. From creating a budget to saving money for a rainy day, financial management involves a great deal of planning and knowledge. Luckily, the digital age has helped to make many of these processes easier...
by Don Gayhardt | Apr 11, 2016 | Finance
One of the biggest hurdles that people face as they try to get their money in order is the lack of basic knowledge of various financial topics, from saving to investing. Thus, many people, believing that they don’t have enough information to handle their money...
by Don Gayhardt | Apr 4, 2016 | Finance
When considering personal financial management, it is easy to become overwhelmed. The sheer number of factors that impact financial health can discourage people from trying to take control of their finances. However, financial situations often only become more...
by Don Gayhardt | Mar 28, 2016 | Finance
A key aspect of wise investment — whether personal or institutional — is diversification. Many people do not have a deep understanding of why diversification is so important. Diversification reduces the inherent risk of a given portfolio. For example, consider a large...
by Don Gayhardt | Mar 21, 2016 | Finance
One of the most stressful financial planning challenges for parents is saving for their children’s college education. With tuition rates increasing every year, parents can expect to pay tens of thousands of dollars for public education—and many more times that for a...
by Don Gayhardt | Mar 14, 2016 | Finance
One of the biggest challenges that people face during their lives is planning for a financially secure retirement. Having a financial cushion necessary to retire and to live a fulfilling life requires a great deal of forethought. While many companies help people to...
by Don Gayhardt | Mar 7, 2016 | Finance
Many people in the United States struggle with financial literacy. This phenomenon is demonstrated by the difficulty that some have saving money or even making their monthly bills. Unfortunately, a lot of people accept this struggle as a necessary part of life, but it...
