by Don Gayhardt | Jun 17, 2021 | Budget, Data, Finance, Investment, Money Management, Savings
Saving for retirement can be one of the most stressful things we do throughout our lives. While it’s exciting to imagine your dream retirement, you might worry that you won’t able to meet your goals and make those aspirations a reality. During a lifetime of saving,...
by Don Gayhardt | Jun 3, 2021 | Budget, Data, Finance, Money Management
Whether you are buying your first home together or simply renting your first apartment, moving in with your significant other can be extremely stressful. Too often, couples do not share their personal finances before cohabitating, which can result in stressful...
by Don Gayhardt | May 20, 2021 | Budget, Insurance, Money Management, Saving, Security
Retirement is a time of life that is both exciting and stressful. Often, individuals face many financial hurdles before retiring, and this can continue into the later years of life. One of the key ways to manage financial risk is by having insurance. However, the...
by Don Gayhardt | May 7, 2021 | Budget, Finance, Investment, Money Management, Saving
For many people, the world of investing can seem confusing and complicated, causing them to avoid it altogether and miss out on the potential for compounding gains. Others who are already actively investing may make poor decisions because they are influenced by common...
by Don Gayhardt | Mar 23, 2021 | Budget, Finance, Money Management, Mortgage
One of the effects of the pandemic was a global reduction in interest rates. Because of this, many homeowners have considered refinancing their mortgages. A lower interest rate on your mortgage can benefit you in many ways, from lowering your monthly payment to...
by Don Gayhardt | Mar 9, 2021 | Budget, Finance, Investment, Money Management, Saving
A health savings account (HSA) remains one of the best personal finance tools available to you. You can open an HSA if you have a high-deductible health plan as a way of saving for medical costs. The money in an HSA can be invested, depending on the amount, and that...