Spotlight on the Ways That Student Loans Can Impact Your Credit Score

by Don Gayhardt | Aug 11, 2021 | Debt, Education, Finance, Money Management

The overall level of student loan debt in the United States is high. Many people have relied on these loans without thinking about the long-term effect on their credit. While the potential effects of these loans on your credit are not necessarily a reason to avoid...

What You Need to Know If You Have Recently Bounced a Check

by Don Gayhardt | Jul 20, 2021 | Budget, Data, Finance, Money Management

It’s all too easy to bounce a check. Maybe you wrote a check months ago but it was never cashed, or maybe you forgot about an automatic bill. Luckily, you can recover from a bounced check and protect yourself from this problem in the future if you are strategic about...

You May Be Able to Reclaim Money Lost to the Pandemic with a Chargeback

by Don Gayhardt | Jul 1, 2021 | Budget, Debt, Finance

The pandemic has been difficult financially for everyone from retirees to millennials. One of the issues that has come up has been money lost to monthly services that weren’t used, particularly during the early days of the pandemic when businesses were forced to...

Retirement Savers Often Sabotage Themselves with These 4 Mistakes

by Don Gayhardt | Jun 17, 2021 | Budget, Data, Finance, Investment, Money Management, Savings

Saving for retirement can be one of the most stressful things we do throughout our lives. While it’s exciting to imagine your dream retirement, you might worry that you won’t able to meet your goals and make those aspirations a reality. During a lifetime of saving,...

6 Tips to Keep in Mind as You Plan to Move in With a Significant Other

by Don Gayhardt | Jun 3, 2021 | Budget, Data, Finance, Money Management

Whether you are buying your first home together or simply renting your first apartment, moving in with your significant other can be extremely stressful. Too often, couples do not share their personal finances before cohabitating, which can result in stressful...

These Are 6 of the Most Common and Damaging Myths about Investing

by Don Gayhardt | May 7, 2021 | Budget, Finance, Investment, Money Management, Saving

For many people, the world of investing can seem confusing and complicated, causing them to avoid it altogether and miss out on the potential for compounding gains. Others who are already actively investing may make poor decisions because they are influenced by common...