by Don Gayhardt | Apr 26, 2017 | Budget, Debt, Education, Finance, Investment, Money Management
Not everyone has the time to wade through books as they try to improve their financial literacy. Luckily, a large number of helpful podcasts exist. With podcasts, people can listen to some great advice and get excellent money tips while driving, walking the dog,...
by Don Gayhardt | Apr 19, 2017 | Budget, Finance, Investment, Money Management, Retirement, Saving
One the biggest challenges in personal finance remains budgeting. Creating and following a budget is critical for reclaiming a sense of power over your finances, yet people often have trouble making a realistic budget or staying within it. Luckily, modern technology...
by Don Gayhardt | Apr 12, 2017 | Debt, Finance, Investment, Money Management, Saving
While individuals should make every effort to get out of debt using strategies like budgeting and consolidation, sometimes this is simply not possible. The end-of-the-line option is bankruptcy, which is a legal declaration of the inability to pay off debt. People...
by Don Gayhardt | Apr 5, 2017 | Education, Finance, Investment, Money Management, Retirement, Saving
People in their 20s often put off investing for a variety of reasons. Some people want to wait until their financial situation becomes more stable, and others hope to make more money before they start investing. Whatever the reason, putting off investing is a mistake....
by Don Gayhardt | Mar 29, 2017 | Debt, Education, Investment, Loan, Money Management
Making the decision to go back to school as an adult is a difficult one. Whether you are pursuing graduate studies or getting an undergraduate degree later in life, school can help you get a better job with a higher salary. However, getting the degree involves a...
by Don Gayhardt | Mar 22, 2017 | Education, Investment, Money Management, Saving
Part of raising children involves teaching them to be financially responsible starting at an early age. Today, many parents believe that investing is a key element of financial responsibility and wonder how they can help their children learn the basics. Teaching...