by Don Gayhardt | Aug 23, 2017 | Budget, Education, Finance, Income, Investment, Money Management, Retirement, Stocks
The typical investor’s portfolio consists of stocks, bonds, and mutual funds, but other types of securities are available for increasing diversification. Many sophisticated investors rely on options to create new opportunities within their portfolios. Options are...
by Don Gayhardt | Aug 16, 2017 | Education, Finance, Investment, Money Management, Retirement, Saving
Investors tend to focus on mutual funds, exchange-traded funds, stocks, and bonds to build their portfolios. In addition to these options, there are several other financial markets that investors can take advantage of if they want to be adventurous. Some of the most...
by Don Gayhardt | Aug 9, 2017 | Finance, Investment, Money Management, Retirement, Saving, Stocks
Most people think primarily of stocks when they consider what it means to invest money. For many people, however, investing in stocks seems overwhelming. The learning curve for purchasing stocks is indeed steep, and individuals still need to complete thorough due...
by Don Gayhardt | Aug 2, 2017 | Education, Finance, Investment, Money Management, Mortgage, Saving, Spending
When considering the best investments for the future, people often look to real estate. Unfortunately, the high costs often associated with purchasing property can pose a barrier to entry into this market, especially for everyday investors. However, you do have...
by Don Gayhardt | Jul 26, 2017 | Debt, Finance, Investment, Loan, Money Management, Mortgage, Saving
Shopping for a mortgage can be one of the most stressful experiences in a person’s life. Because of this stress, many people balk at the idea of refinancing and having to go through the entire process all over again. At the same time, under certain circumstances,...
by Don Gayhardt | Jul 19, 2017 | Budget, Entrepreneurship, Finance, Income, Job, Money Management
Individuals may want to increase their monthly income temporarily for a wide variety of different reasons. Some people may want to catch up on retirement savings, while others may want to set money aside for a large purchase or even a vacation. Whatever the reason,...
by Don Gayhardt | Jul 12, 2017 | Debt, Insurance, Money Management, Saving, Spending
Layoffs can happen at any time, sometimes for situations beyond the control of either the employer or employee. Because of this, workers should always have a plan in place to move forward financially in the event that they lose their jobs. Financial advisors typically...
by Don Gayhardt | Jul 5, 2017 | Budget, Finance, Investment, Money Management, Saving
While saving for the future—particularly for retirement—is important, you also need to have money set aside for emergencies. If the unexpected happens, such as layoffs or natural disasters, you should have money in savings to tide you over while you get back on your...
by Don Gayhardt | Jun 28, 2017 | Budget, Debt, Money Management, Retirement, Saving
People often claim that they do not make enough money to start saving. However, even those who make minimum wage can save money with the proper planning and diligence. People need to save money in order to have a financial safety net to fall back on when emergencies...
by Don Gayhardt | Jun 21, 2017 | Budget, Education, Finance, Money Management, Saving, Spending
Most people find it difficult to save money for a large purchase, a college education, or retirement. While proper budgeting can make the savings process easier, it is important to learn what mistakes to avoid. Understanding the most common mistakes involved with...
