Category Archives: Spending

Spotlight on the Robinhood Investing App

Spotlight on the Robinhood Investing App

Many people rely on apps to guide their personal finance decisions, create strategies for getting out of debt, and to track their financial health. One app that has quickly been gaining popularity in recent months is Robinhood, which aims to help people make money through stock investing without paying a commission. The app mostly attracts… Continue Reading

5 Tips and Strategies for Introducing Children to Personal Finance Issues

5 Tips and Strategies for Introducing Children to Personal Finance Issues

It’s a sad fact that the public school system in the United States does little to introduce children to the concept of money and financial responsibility. Even at the college level, colleges typically only offer such classes as an elective, if at all. The results of this lack of financial education are clear: a report… Continue Reading

These Are 5 of the Steps You Need to Consider If Your FICO Score Is 740 or Above

These Are 5 of the Steps You Need to Consider If Your FICO Score Is 740 or Above

Repairing a poor credit score takes a lot of diligence and work, but the payoff can be very exciting. For many people, reaching a credit score of 740, which is widely accepted as the threshold between good and very good credit, is a major milestone. At this point, individuals become candidates for virtually any form… Continue Reading

5 of the Best Smartphone and Online Apps for Becoming Debt-Free

5 of the Best Smartphone and Online Apps for Becoming Debt-Free

Modern technology provides a wide range of tools for taking control of our personal finances. While many people have heard of Credit Karma, which provides guidance with improving personal credit scores, or Mint, a budgeting app, individuals may be unaware of the many specialty personal finance apps out there. For example, a number of excellent… Continue Reading

What You Need to Know about Long-Term Care Insurance

What You Need to Know about Long-Term Care Insurance

One of the most crucial considerations when preparing for retirement remains the forms of insurance that will keep individuals and their nest eggs safe. Recently, high premiums have driven down the sales of long-term care insurance. This form of insurance provides coverage for long-term supports and services—from in-home custodial care to stays in skilled nursing… Continue Reading

5 Simple, Everyday Changes to Jumpstart Your Savings Regime You Need to Know

5 Simple, Everyday Changes to Jumpstart Your Savings Regime You Need to Know

One of the most common misconceptions that people make when trying to save money is thinking that it will be painful. Often, people think that saving money means making drastic cuts in their budget and foregoing the things that they like to do for fun. When individuals approach saving with this mindset, they set themselves… Continue Reading

6 Things You Need to Know before Purchasing an Investment Property

6 Things You Need to Know before Purchasing an Investment Property

An expert on personal finance, Don Gayhardt serves as the president and chief executive officer of short-term financial services provider CURO Financial Technologies Corp. CURO focuses primarily on providing services to unbanked and underbanked consumers. Many of the people that Don Gayhardt works with are working to take control over their finances and begin saving… Continue Reading

5 Ways You Can Avoid Anxiety When Investing in Stocks

5 Ways You Can Avoid Anxiety When Investing in Stocks

In the United States, stocks remain the most popular risky asset class because they have the potential for a big payoff. However, because big rewards come with big risks, investing in stocks generates a great deal of anxiety. This means that people may face some serious adverse effects to their mental health when they decide… Continue Reading

The Benefits and Drawbacks of 4 Common Low-Risk Investments

The Benefits and Drawbacks of 4 Common Low-Risk Investments

Some people are comfortable with riskier investments, but others would prefer to keep their savings in a safe investment vehicle, even if it means receiving smaller returns. There are several safe investment vehicles to consider, and you should carefully weigh the pros and cons of each before making a final decision. Some of the most… Continue Reading

5 Easy Ways for College Students to Build Good Credit

5 Easy Ways for College Students to Build Good Credit

While many students begin to focus heavily on improving their credit score after they graduate from college, the truth is that you can lay a solid foundation for great credit while still in school. A number of misconceptions exist in regards to building and maintaining an excellent credit score, particularly among young people. Following are… Continue Reading