by Don Gayhardt | Oct 19, 2016 | Finance, Investment, Money Management, Retirement
Many people begin to feel overwhelmed when they start thinking about saving for retirement. A large number of products exist, and it can sometimes be difficult to distinguish which are the most appropriate for any given situation. Becoming educated about each of the...
by Don Gayhardt | Oct 12, 2016 | Finance, Investment, Money Management, Stocks
Once investors have gained the necessary knowledge and experience with the stock market, they next need to find a suitable stockbroker. One of the easiest ways to become involved with purchasing and selling stocks is by using an online broker. Today, a large number of...
by Don Gayhardt | Oct 5, 2016 | Finance, Investment, Spending
Making an initial step into the world of investing can prove daunting, especially when entering the stock market. Beginners often don’t know how to make the best decisions about buying and trading, and the perceived learning gap discourages them from trying. However,...
by Don Gayhardt | Sep 28, 2016 | Debt, Finance, Spending
Planning for retirement involves thinking about a wide range of issues. While people likely have private or work-sponsored retirement savings, they also need to think about how benefits like Social Security will fit into the larger picture. Depending on how and when...
by Don Gayhardt | Sep 21, 2016 | Insurance, Investment, Spending
Once young adults finish school and begin to establish independent lives, they need to start thinking more about insurance. Prior to adulthood, individuals may have encountered the need for car insurance, but for many, financial responsibility requires several other...
by Don Gayhardt | Sep 14, 2016 | Debt, Finance, Investment
For most people, from new college graduates to empty nesters with too much space, the decision of whether to buy or rent a home can prove very difficult. A number of emotional and financial factors play into the decision, and each has its own benefits and drawbacks....
by Don Gayhardt | Sep 7, 2016 | Finance, Spending
For many Americans, the prospect of saving even $1,000 for investing seems unattainable. Many people are living paycheck-to-paycheck with little, if any, savings for emergencies. To many individuals, saving money means changing their lifestyle and giving up the things...
by Don Gayhardt | Aug 10, 2016 | Finance, Investment
Outside of a mortgage, the other monthly bill that most people face is the car payment. Few have the financial resources to pay cash for a new car, which means that they must rely on financing. The two primary methods of purchasing a new car include leasing and buying...
by Don Gayhardt | Aug 3, 2016 | Finance, Investment
While many great tools exist for helping inexperienced investors get started, the stock market still has a very steep learning curve. To be successful investors, individuals need to devote significant time to learning about the nuances of the market and various...
by Don Gayhardt | Jul 28, 2016 | Finance, Investment
With so many different approaches to budgeting, it can be easy to become disillusioned about the feasibility of actually adhering to a plan. Some people see budgeting as a way of setting themselves up for failure. After all, you can create half a dozen budgets and see...
