by Don Gayhardt | Aug 30, 2017 | Budget, Debt, Finance, Investment, Money Management, Saving
People take out loans for a variety of reasons, from purchasing a car to covering the cost of tuition. When the time comes to start paying these loans back, the number of individual payments, not to mention the total expense, can seem overwhelming. One of the...
by Don Gayhardt | Aug 23, 2017 | Budget, Education, Finance, Income, Investment, Money Management, Retirement, Stocks
The typical investor’s portfolio consists of stocks, bonds, and mutual funds, but other types of securities are available for increasing diversification. Many sophisticated investors rely on options to create new opportunities within their portfolios. Options are...
by Don Gayhardt | Jul 19, 2017 | Budget, Entrepreneurship, Finance, Income, Job, Money Management
Individuals may want to increase their monthly income temporarily for a wide variety of different reasons. Some people may want to catch up on retirement savings, while others may want to set money aside for a large purchase or even a vacation. Whatever the reason,...
by Don Gayhardt | Jul 5, 2017 | Budget, Finance, Investment, Money Management, Saving
While saving for the future—particularly for retirement—is important, you also need to have money set aside for emergencies. If the unexpected happens, such as layoffs or natural disasters, you should have money in savings to tide you over while you get back on your...
by Don Gayhardt | Jun 28, 2017 | Budget, Debt, Money Management, Retirement, Saving
People often claim that they do not make enough money to start saving. However, even those who make minimum wage can save money with the proper planning and diligence. People need to save money in order to have a financial safety net to fall back on when emergencies...
by Don Gayhardt | Jun 21, 2017 | Budget, Education, Finance, Money Management, Saving, Spending
Most people find it difficult to save money for a large purchase, a college education, or retirement. While proper budgeting can make the savings process easier, it is important to learn what mistakes to avoid. Understanding the most common mistakes involved with...
