by Don Gayhardt | Feb 15, 2019 | Budget, Data, Debt, Finance, Information, Investment, Money Management, Savings
A number of different factors go into a credit score, and some people work for years to move their score into the good range. In general, people who have credit scores above about 700 are in decent shape, but those in this situation often wonder how to take their...
by Don Gayhardt | Feb 6, 2019 | Budget, Data, Finance, Income, Money Management, Mortgage, Saving
After the last financial crisis, mortgage lenders became much more stringent about approving home loan applications. The strongest mortgage applications, as well as the most enticing home purchase offers, depend in large part on the ability to put down the most money...
by Don Gayhardt | Jan 23, 2019 | Budget, Data, Education, Finance, Information, Investment, Money Management, Saving
Even people who have pursued additional financial education, such as online courses, need some help from time to time. If you finding yourself needing advice that goes beyond what you can find on the computer, it’s time to start thinking about hiring a financial...
by Don Gayhardt | Jan 2, 2019 | Budget, Data, Education, Finance, Investment, Money Management
While you can learn a lot about personal finance through books, online courses, blogs, and more, this information will not make you an expert overnight. Sometimes, you should refer to a financial adviser in order to make the best decisions when it comes to your...
by Don Gayhardt | Dec 12, 2018 | Budget, Data, Debt, Finance, Income, Retirement, Saving, Savings
In the United States, more than 62 million people rely on Social Security as a source of income, including about 43 million retirees. Recently, the Social Security Administration (SSA) announced some important changes to benefits that will begin in 2019. Individuals...
by Don Gayhardt | Dec 5, 2018 | Budget, Data, Entrepreneurship, Finance, Income, Investment, Money Management, Saving
The advent of smartphones has spawned a number of apps to help people with personal finance goals, from budgeting to becoming debt-free. Beyond these uses, apps can also help novices gain confidence with investing. Given the wide range of different investing apps...
