Category Archives: Information

3 Strategies for Achieving An Excellent Credit Score

3 Strategies for Achieving An Excellent Credit Score

A number of different factors go into a credit score, and some people work for years to move their score into the good range. In general, people who have credit scores above about 700 are in decent shape, but those in this situation often wonder how to take their credit score from good to great.… Continue Reading

Spotlight on the Robinhood Investing App

Spotlight on the Robinhood Investing App

Many people rely on apps to guide their personal finance decisions, create strategies for getting out of debt, and to track their financial health. One app that has quickly been gaining popularity in recent months is Robinhood, which aims to help people make money through stock investing without paying a commission. The app mostly attracts… Continue Reading

These Are 5 of the Steps You Need to Consider If Your FICO Score Is 740 or Above

These Are 5 of the Steps You Need to Consider If Your FICO Score Is 740 or Above

Repairing a poor credit score takes a lot of diligence and work, but the payoff can be very exciting. For many people, reaching a credit score of 740, which is widely accepted as the threshold between good and very good credit, is a major milestone. At this point, individuals become candidates for virtually any form… Continue Reading

How to Write the Strongest Home Purchase Offer Possible

How to Write the Strongest Home Purchase Offer Possible

One of the most stressful personal finance processes that people may go through is purchasing a home, which includes everything from making an offer to securing financing. In a seller’s market, like the one we are currently in, individuals often face a lot of competition when they put in an offer on a home. For… Continue Reading

5 of the Most Problematic Personal Finance Regrets Americans Face

5 of the Most Problematic Personal Finance Regrets Americans Face

A survey that Bankrate conducted last year showed that only 20 percent of American adults have no financial regrets, while more than 70 percent of respondents said there were very specific mistakes that they wish they had not made. Among the respondents’ biggest regrets, the one cited most often was not starting retirement savings early… Continue Reading

5 Tips That Will Help You to Get the Most out of the Credit Karma App

In today’s world, your credit score is important for everything from obtaining a loan to securing the lowest possible interest rate on a mortgage. Your credit score can even have a bearing on your ability to land a job. While a number of different tools exist to take control of your credit and improve your… Continue Reading