by Don Gayhardt | Jun 17, 2022 | Budget, Debt, Money Management
Most personal finance advice tells you to start with creating a budget. With a great budget, you can save money even on a limited income. However, budgets do not always work for everyone. If yours is failing you, don’t abandon it—figure out the problem. That way, you...
by Don Gayhardt | Aug 11, 2021 | Debt, Education, Finance, Money Management
The overall level of student loan debt in the United States is high. Many people have relied on these loans without thinking about the long-term effect on their credit. While the potential effects of these loans on your credit are not necessarily a reason to avoid...
by Don Gayhardt | Jul 1, 2021 | Budget, Debt, Finance
The pandemic has been difficult financially for everyone from retirees to millennials. One of the issues that has come up has been money lost to monthly services that weren’t used, particularly during the early days of the pandemic when businesses were forced to...
by Don Gayhardt | Jun 23, 2020 | Budget, Debt, Finance, Investment, Money Management, Saving, Spending
During times of uncertainty, people often become anxious about their personal finances. They may worry about a sudden drop in the value of their investments or about their ability to pay their bills and maintain a good credit history. During times of uncertainty, you...
by Don Gayhardt | Apr 24, 2020 | Budget, Debt, Finance, Money Management, Spending
Although more than one-third of Americans are worried that they will max out their credit cards, people are taking on more high-interest debt than ever before, according to recent research. The findings, which are based on a WalletHub credit card survey, highlight the...
by Don Gayhardt | Nov 28, 2019 | Budget, Debt, Education, Finance, Money Management, Saving, Spending
Millennials, who are becoming a more prominent segment of the American workforce, must pay special attention to their finances. Many individuals in this generation are already on their way to financial security, but some millennials with great educations and solid...
