by Don Gayhardt | Mar 2, 2017 | Debt, Education, Finance, Loan, Money Management
One of the best ways to reduce your amount of student loan debt after graduation is to minimize the amount of money you need while in school. Although many students get help from their parents and other resources as undergraduates, the same is not true for those...
by Don Gayhardt | Feb 28, 2017 | Debt, Finance, Investment, Loan, Money Management, Spending
When shopping for a mortgage, it is important to know what the different options are and what the implications of each are for the future. The following is an overview of the major different types of mortgage and what each means for the borrower: Conventional vs....
by Don Gayhardt | Feb 14, 2017 | Debt, Finance, Investment, Retirement, Saving
Real estate is not an investment for everyone, but thinking of real estate solely as purchasing and then renting a property is shortsighted. In today’s market, there are a number of different ways to get involved with the real estate market, even for those who do not...
by Don Gayhardt | Feb 7, 2017 | Debt, Education, Finance, Loan, Money Management
Individuals need to think carefully about the implications of taking out student loans before they sign on the dotted line. Many students have taken out these loans without thinking about how it will affect them in the future, and they have experienced financial...
by Don Gayhardt | Feb 2, 2017 | Debt, Finance, Money Management, Spending
Good credit scores can drop to dangerous levels rather quickly. With only a handful of missed or late payments, one’s score can fall below 600, which severely limits a person’s financial opportunities. People with a score this low may not qualify for the apartment of...
by Don Gayhardt | Jan 26, 2017 | Debt, Education, Finance, Money Management, Saving, Spending
Several factors go into determining a credit score, and to raise it people should focus on as many of these components as possible. The most important aspect in determining one’s credit score is payment history, but a person’s amount of debt is also important. Other...
