by Don Gayhardt | Jan 19, 2017 | Debt, Finance, Loan, Money Management, Spending
The decision to buy a house is stressful enough without having to contend with the confusing mortgage process, which adds significantly more pressure to the entire situation. Before making the decision to purchase a home, buyers should spend some time investigating...
by Don Gayhardt | Dec 29, 2016 | Debt, Education, Investment, Loan, Money Management
One of the biggest sources of financial stress that both parents and their children face is how to pay for college. Even when parents are diligent about saving money, rising costs of education can still make it necessary to take out student loans. Unfortunately, many...
by Don Gayhardt | Dec 27, 2016 | Debt, Finance, Money Management, Saving
Many people in the United States struggle with credit card debt. Because credit is so easily accessible and interest rates are so high, it’s easy for debt to spiral out of control. When people begin to feel like they are underwater with their credit card debt, they...
by Don Gayhardt | Dec 13, 2016 | Debt, Education, Finance, Investment, Money Management, Saving, Spending
When people graduate from college, they typically have little experience managing their personal finances. While some schools do offer financial literacy classes, these courses are generally not required, and many students have no access this type of resource. After...
by Don Gayhardt | Nov 23, 2016 | Debt, Finance, Money Management, Spending
Despite our best financial planning and efforts to reduce spending, sometimes the unexpected arises and places us in a difficult financial situation. The fear of not being able to pay your bills is unfortunately one that many people in the United States and around the...
by Don Gayhardt | Nov 16, 2016 | Debt, Money Management, Spending
One of the most stressful tasks that parents face is saving money for college for their children. With the cost of higher education continually increasing, parents can quickly feel overwhelmed by the numbers. To make matters even worse, a number of different savings...
