by Don Gayhardt | Oct 26, 2016 | Debt, Finance, Investment, Money Management, Spending
Personal finance tips come from a wide variety of sources. We may get tips from our family, friends, and coworkers, or even from finance professionals. However, not all advice should be considered quality guidance and, in fact, many of the most common tips circulating...
by Don Gayhardt | Sep 28, 2016 | Debt, Finance, Spending
Planning for retirement involves thinking about a wide range of issues. While people likely have private or work-sponsored retirement savings, they also need to think about how benefits like Social Security will fit into the larger picture. Depending on how and when...
by Don Gayhardt | Sep 14, 2016 | Debt, Finance, Investment
For most people, from new college graduates to empty nesters with too much space, the decision of whether to buy or rent a home can prove very difficult. A number of emotional and financial factors play into the decision, and each has its own benefits and drawbacks....
by Don Gayhardt | Jul 14, 2016 | Debt, Finance, Investment
As you begin to take control of your personal finances, the first course of action is paying off debt. Most people have several different kinds of debt, from credit cards to student loans, and some are more serious than others. In general, you should aim to pay off...
by Don Gayhardt | Jun 23, 2016 | Debt, Finance
Investing that first $1,000 can prove extremely challenging, especially for people who have had little exposure to the investment world. Through smart investing, individuals can watch their wealth grow. However, uninformed investments can result in devastating losses....
by Don Gayhardt | Jun 16, 2016 | Debt, Finance
Unfortunately, as much as you may try to ignore your debt, it will continue to follow you until you deal with it directly and strategically. Rates of consumer debt in the United States are high, so you should realize that you’re not alone and that your situation is...