by Don Gayhardt | Jun 21, 2017 | Budget, Education, Finance, Money Management, Saving, Spending
Most people find it difficult to save money for a large purchase, a college education, or retirement. While proper budgeting can make the savings process easier, it is important to learn what mistakes to avoid. Understanding the most common mistakes involved with...
by Don Gayhardt | Jun 7, 2017 | Budget, Education, Finance, Money Management, Saving, Spending
During the summer, students are home from school and families start thinking more about vacation. For many, summer is the most exciting time of the year. However, this excitement can easily lead to overspending as individuals try to pack as much as possible into the...
by Don Gayhardt | May 31, 2017 | Education, Finance, Investment, Money Management, Retirement, Saving
The best time to start saving for retirement is as early as possible, ideally while you are still in your 20s. Saving early provides more time for your investments to grow and ultimately results in exponentially more money during your retirement years. For a wide...
by Don Gayhardt | Apr 26, 2017 | Budget, Debt, Education, Finance, Investment, Money Management
Not everyone has the time to wade through books as they try to improve their financial literacy. Luckily, a large number of helpful podcasts exist. With podcasts, people can listen to some great advice and get excellent money tips while driving, walking the dog,...
by Don Gayhardt | Apr 5, 2017 | Education, Finance, Investment, Money Management, Retirement, Saving
People in their 20s often put off investing for a variety of reasons. Some people want to wait until their financial situation becomes more stable, and others hope to make more money before they start investing. Whatever the reason, putting off investing is a mistake....
by Don Gayhardt | Mar 29, 2017 | Debt, Education, Investment, Loan, Money Management
Making the decision to go back to school as an adult is a difficult one. Whether you are pursuing graduate studies or getting an undergraduate degree later in life, school can help you get a better job with a higher salary. However, getting the degree involves a...