by Don Gayhardt | Mar 22, 2017 | Education, Investment, Money Management, Saving
Part of raising children involves teaching them to be financially responsible starting at an early age. Today, many parents believe that investing is a key element of financial responsibility and wonder how they can help their children learn the basics. Teaching...
by Don Gayhardt | Mar 2, 2017 | Debt, Education, Finance, Loan, Money Management
One of the best ways to reduce your amount of student loan debt after graduation is to minimize the amount of money you need while in school. Although many students get help from their parents and other resources as undergraduates, the same is not true for those...
by Don Gayhardt | Feb 7, 2017 | Debt, Education, Finance, Loan, Money Management
Individuals need to think carefully about the implications of taking out student loans before they sign on the dotted line. Many students have taken out these loans without thinking about how it will affect them in the future, and they have experienced financial...
by Don Gayhardt | Jan 31, 2017 | Education, Finance, Money Management, Saving, Spending
Today, a wide range of different personal finance apps exist. One of the most popular ones is Mint, which gives users a real-time glimpse in their finances. Individuals can link all of their accounts – from student loans to bank accounts and credit cards –...
by Don Gayhardt | Jan 26, 2017 | Debt, Education, Finance, Money Management, Saving, Spending
Several factors go into determining a credit score, and to raise it people should focus on as many of these components as possible. The most important aspect in determining one’s credit score is payment history, but a person’s amount of debt is also important. Other...
by Don Gayhardt | Dec 29, 2016 | Debt, Education, Investment, Loan, Money Management
One of the biggest sources of financial stress that both parents and their children face is how to pay for college. Even when parents are diligent about saving money, rising costs of education can still make it necessary to take out student loans. Unfortunately, many...