by Don Gayhardt | Dec 27, 2016 | Debt, Finance, Money Management, Saving
Many people in the United States struggle with credit card debt. Because credit is so easily accessible and interest rates are so high, it’s easy for debt to spiral out of control. When people begin to feel like they are underwater with their credit card debt, they...
by Don Gayhardt | Dec 22, 2016 | Finance, Insurance, Money Management, Saving, Spending
One of the leading causes of bankruptcy in the United States is medical bills, even for people who have insurance. Preparing for the unexpected, such as emergency medical care, is one of the keys to continued financial solvency. This is especially the case during...
by Don Gayhardt | Dec 20, 2016 | Finance, Investment, Money Management, Retirement, Saving
As the New Year approaches, many individuals consider making resolutions about their personal financial health. However, when people are getting started, they may feel at a loss. In the end, resolving to be more responsible financially may not work out if you do not...
by Don Gayhardt | Dec 15, 2016 | Finance, Investment, Money Management, Saving, Stocks
One of the most important investment vehicles for personal finance remains the mutual fund. Through mutual funds, individuals can take advantage of the diversification possible with a much larger body of money, which makes it popular as a personal investment and as a...
by Don Gayhardt | Dec 13, 2016 | Debt, Education, Finance, Investment, Money Management, Saving, Spending
When people graduate from college, they typically have little experience managing their personal finances. While some schools do offer financial literacy classes, these courses are generally not required, and many students have no access this type of resource. After...
by Don Gayhardt | Dec 6, 2016 | Finance, Investment, Money Management, Spending
The decision whether to rent or purchase a home is complicated and deserves a lot of careful consideration. Once someone decides to purchase a home, the questions only become more difficult when the need for a mortgage arises. Very few people can afford to purchase a...
