by Don Gayhardt | May 31, 2018 | Data, Education, Finance, Income, Investment, Money Management, Mortgage, Retirement, Savings
People often think that managing personal finances boils down to saving money whenever possible and minimizing spending, but this is a very simplistic point of view. In reality, one’s financial wellbeing is more about mindset than actions. While actions are what get...
by Don Gayhardt | Apr 18, 2018 | Budget, Debt, Finance, Income, Money Management, Retirement, Saving, Savings
Once individuals hit their 40s, they need to focus on securing their finances so that they are ready for retirement and other demands. During this time, kids may be preparing to start college and parents may need expensive nursing care. Consequently, our 40s prove...
by Don Gayhardt | Apr 4, 2018 | Budget, Finance, Income, Insurance, Investment, Money Management, Spending
One of the most crucial considerations when preparing for retirement remains the forms of insurance that will keep individuals and their nest eggs safe. Recently, high premiums have driven down the sales of long-term care insurance. This form of insurance provides...
by Don Gayhardt | Mar 7, 2018 | Budget, Finance, Income, Investment, Money Management, Mortgage, Savings
Many people struggle to answer the question of whether or not they are ready to retire. Whether you have been saving for decades or working hard to catch up, it can be difficult to decide when it’s time to call it quits for good. Too often, people focus solely on the...
by Don Gayhardt | Feb 28, 2018 | Budget, Finance, Income, Investment, Money Management, Saving
Investors often see their investment activity as a form of saving money, but in reality, these are entirely different processes. Saving and investing have specific purposes, and both should play a role in a person’s overall financial strategy. While investing can help...
by Don Gayhardt | Jan 19, 2018 | Budget, Finance, Income, Investment, Money Management, Saving, Spending
One of the most common misconceptions that people make when trying to save money is thinking that it will be painful. Often, people think that saving money means making drastic cuts in their budget and foregoing the things that they like to do for fun. When...
