by Don Gayhardt | May 20, 2021 | Budget, Insurance, Money Management, Saving, Security
Retirement is a time of life that is both exciting and stressful. Often, individuals face many financial hurdles before retiring, and this can continue into the later years of life. One of the key ways to manage financial risk is by having insurance. However, the...
by Don Gayhardt | Apr 4, 2018 | Budget, Finance, Income, Insurance, Investment, Money Management, Spending
One of the most crucial considerations when preparing for retirement remains the forms of insurance that will keep individuals and their nest eggs safe. Recently, high premiums have driven down the sales of long-term care insurance. This form of insurance provides...
by Don Gayhardt | Jul 12, 2017 | Debt, Insurance, Money Management, Saving, Spending
Layoffs can happen at any time, sometimes for situations beyond the control of either the employer or employee. Because of this, workers should always have a plan in place to move forward financially in the event that they lose their jobs. Financial advisors typically...
by Don Gayhardt | Dec 22, 2016 | Finance, Insurance, Money Management, Saving, Spending
One of the leading causes of bankruptcy in the United States is medical bills, even for people who have insurance. Preparing for the unexpected, such as emergency medical care, is one of the keys to continued financial solvency. This is especially the case during...
by Don Gayhardt | Sep 21, 2016 | Insurance, Investment, Spending
Once young adults finish school and begin to establish independent lives, they need to start thinking more about insurance. Prior to adulthood, individuals may have encountered the need for car insurance, but for many, financial responsibility requires several other...
