by Don Gayhardt | Aug 9, 2017 | Finance, Investment, Money Management, Retirement, Saving, Stocks
Most people think primarily of stocks when they consider what it means to invest money. For many people, however, investing in stocks seems overwhelming. The learning curve for purchasing stocks is indeed steep, and individuals still need to complete thorough due...
by Don Gayhardt | Aug 2, 2017 | Education, Finance, Investment, Money Management, Mortgage, Saving, Spending
When considering the best investments for the future, people often look to real estate. Unfortunately, the high costs often associated with purchasing property can pose a barrier to entry into this market, especially for everyday investors. However, you do have...
by Don Gayhardt | Jul 26, 2017 | Debt, Finance, Investment, Loan, Money Management, Mortgage, Saving
Shopping for a mortgage can be one of the most stressful experiences in a person’s life. Because of this stress, many people balk at the idea of refinancing and having to go through the entire process all over again. At the same time, under certain circumstances,...
by Don Gayhardt | Jul 5, 2017 | Budget, Finance, Investment, Money Management, Saving
While saving for the future—particularly for retirement—is important, you also need to have money set aside for emergencies. If the unexpected happens, such as layoffs or natural disasters, you should have money in savings to tide you over while you get back on your...
by Don Gayhardt | May 31, 2017 | Education, Finance, Investment, Money Management, Retirement, Saving
The best time to start saving for retirement is as early as possible, ideally while you are still in your 20s. Saving early provides more time for your investments to grow and ultimately results in exponentially more money during your retirement years. For a wide...
by Don Gayhardt | May 10, 2017 | Budget, Finance, Investment, Money Management, Saving
There are a large number of personal finance myths that people readily ascribe to even though they could end up hurting them in the long run. Therefore, it is critical to do due diligence and learn about the arguments for and against every piece of advice. With this...