by Don Gayhardt | Sep 7, 2021 | Education, Finance, Loan, Money Management
Graduating from college and entering the workforce is an exciting endeavor, but it can also be a stressful one. For many college graduates, it is the first time they will be taking on full adult responsibilities. Some of the biggest responsibilities they will face are...
by Don Gayhardt | Dec 22, 2020 | Budget, Finance, Investment, Loan, Money Management, Retirement, Savings
When planning for retirement, you need to consider the different types of accounts and be strategic about funding them. For many individuals, opening both traditional and Roth accounts helps save money by diversifying income in retirement, which can be critical for...
by Don Gayhardt | Sep 3, 2020 | Budget, Data, Education, Finance, Loan, Money Management
The coronavirus pandemic has had a dramatic effect on the global economy and has quickly altered the financial situation of nearly all Americans, ranging from individuals in their 20s who are just starting to launch their careers to retirees. More than 26 million...
by Don Gayhardt | Feb 5, 2020 | Budget, Data, Entrepreneurship, Finance, Investment, Loan
One of the most stressful personal finance issues that individuals face is building and maintaining an excellent credit score. With a great credit score, you will end up paying less in the long run by getting lower interest rates, plus you may qualify for promotions,...
by Don Gayhardt | May 10, 2019 | Budget, Data, Debt, Finance, Loan, Money Management, Savings, Spending
When you need access to money for reasons other than purchasing a home or a vehicle, you may find you don’t have many options apart from a personal loan. But one of the options you may not have considered is a home equity loan. After purchasing a home, you will start...
by Don Gayhardt | Mar 15, 2019 | Budget, Debt, Finance, Income, Loan, Money Management, Spending
Personal loans come with a lot of benefits. Unlike car loans or mortgages, personal loans are unsecured and therefore issued entirely on the basis of income and credit without collateral. Moreover, these sorts of loans can be a good option for urgent financial needs,...
