by Don Gayhardt | Jul 26, 2017 | Debt, Finance, Investment, Loan, Money Management, Mortgage, Saving
Shopping for a mortgage can be one of the most stressful experiences in a person’s life. Because of this stress, many people balk at the idea of refinancing and having to go through the entire process all over again. At the same time, under certain circumstances,...
by Don Gayhardt | Jun 14, 2017 | Budget, Debt, Finance, Loan, Money Management
Purchasing a home is a complicated process that can prove rather stressful. Homebuyers face piles of paperwork, unfamiliar terminology, and a wide range of professionals and their associated fees, which is to say nothing of the financial considerations involved in...
by Don Gayhardt | Mar 29, 2017 | Debt, Education, Investment, Loan, Money Management
Making the decision to go back to school as an adult is a difficult one. Whether you are pursuing graduate studies or getting an undergraduate degree later in life, school can help you get a better job with a higher salary. However, getting the degree involves a...
by Don Gayhardt | Mar 2, 2017 | Debt, Education, Finance, Loan, Money Management
One of the best ways to reduce your amount of student loan debt after graduation is to minimize the amount of money you need while in school. Although many students get help from their parents and other resources as undergraduates, the same is not true for those...
by Don Gayhardt | Feb 28, 2017 | Debt, Finance, Investment, Loan, Money Management, Spending
When shopping for a mortgage, it is important to know what the different options are and what the implications of each are for the future. The following is an overview of the major different types of mortgage and what each means for the borrower: Conventional vs....
by Don Gayhardt | Feb 7, 2017 | Debt, Education, Finance, Loan, Money Management
Individuals need to think carefully about the implications of taking out student loans before they sign on the dotted line. Many students have taken out these loans without thinking about how it will affect them in the future, and they have experienced financial...