by Don Gayhardt | Jul 16, 2018 | Budget, Debt, Education, Finance, Income, Investment, Money Management, Saving, Savings
No one is born with innate financial knowledge. Unfortunately, this truth means that many Americans will have some major regrets in terms of how they handle their personal finances. On the other hand, individuals today have more tools than ever before to learn about...
by Don Gayhardt | Jul 2, 2018 | Budget, Data, Education, Finance, Income, Investment, Money Management, Retirement
People who want to learn about personal finance have more tools than ever before with the growing popularity of blogs, podcasts, and more. One of the best resources that individuals can use to learn more about taking control of their finances are TED Talks, a series...
by Don Gayhardt | Jun 7, 2018 | Budget, Finance, Information, Loan, Money Management, Mortgage, Retirement, Savings
One of the most stressful personal finance processes that people may go through is purchasing a home, which includes everything from making an offer to securing financing. In a seller’s market, like the one we are currently in, individuals often face a lot of...
by Don Gayhardt | May 31, 2018 | Data, Education, Finance, Income, Investment, Money Management, Mortgage, Retirement, Savings
People often think that managing personal finances boils down to saving money whenever possible and minimizing spending, but this is a very simplistic point of view. In reality, one’s financial wellbeing is more about mindset than actions. While actions are what get...
by Don Gayhardt | May 24, 2018 | Budget, Data, Debt, Finance, Information, Investment, Loan, Money Management, Saving, Stocks
A survey that Bankrate conducted last year showed that only 20 percent of American adults have no financial regrets, while more than 70 percent of respondents said there were very specific mistakes that they wish they had not made. Among the respondents’ biggest...
by Don Gayhardt | May 10, 2018 | Budget, Education, Entrepreneurship, Finance, Money Management, Savings, Security
While the 2017 tax season was largely business as usual, things will be very different in the 2018 season because of the new laws that were passed in late 2017. To maximize returns, or at least minimize how much is owed, individuals need to start thinking about the...