by Don Gayhardt | Sep 6, 2017 | Budget, Debt, Finance, Investment, Loan, Money Management
In the world of personal finance, people talk about interest rates in relation to everything from credit cards to mortgages. Despite all the discussion about interest rates, many people do not understand the basic facts related to how they work. By learning about how...
by Don Gayhardt | Aug 30, 2017 | Budget, Debt, Finance, Investment, Money Management, Saving
People take out loans for a variety of reasons, from purchasing a car to covering the cost of tuition. When the time comes to start paying these loans back, the number of individual payments, not to mention the total expense, can seem overwhelming. One of the...
by Don Gayhardt | Aug 23, 2017 | Budget, Education, Finance, Income, Investment, Money Management, Retirement, Stocks
The typical investor’s portfolio consists of stocks, bonds, and mutual funds, but other types of securities are available for increasing diversification. Many sophisticated investors rely on options to create new opportunities within their portfolios. Options are...
by Don Gayhardt | Aug 16, 2017 | Education, Finance, Investment, Money Management, Retirement, Saving
Investors tend to focus on mutual funds, exchange-traded funds, stocks, and bonds to build their portfolios. In addition to these options, there are several other financial markets that investors can take advantage of if they want to be adventurous. Some of the most...
by Don Gayhardt | Aug 9, 2017 | Finance, Investment, Money Management, Retirement, Saving, Stocks
Most people think primarily of stocks when they consider what it means to invest money. For many people, however, investing in stocks seems overwhelming. The learning curve for purchasing stocks is indeed steep, and individuals still need to complete thorough due...
by Don Gayhardt | Aug 2, 2017 | Education, Finance, Investment, Money Management, Mortgage, Saving, Spending
When considering the best investments for the future, people often look to real estate. Unfortunately, the high costs often associated with purchasing property can pose a barrier to entry into this market, especially for everyday investors. However, you do have...