by Don Gayhardt | Jun 14, 2017 | Budget, Debt, Finance, Loan, Money Management
Purchasing a home is a complicated process that can prove rather stressful. Homebuyers face piles of paperwork, unfamiliar terminology, and a wide range of professionals and their associated fees, which is to say nothing of the financial considerations involved in...
by Don Gayhardt | Jun 7, 2017 | Budget, Education, Finance, Money Management, Saving, Spending
During the summer, students are home from school and families start thinking more about vacation. For many, summer is the most exciting time of the year. However, this excitement can easily lead to overspending as individuals try to pack as much as possible into the...
by Don Gayhardt | May 31, 2017 | Education, Finance, Investment, Money Management, Retirement, Saving
The best time to start saving for retirement is as early as possible, ideally while you are still in your 20s. Saving early provides more time for your investments to grow and ultimately results in exponentially more money during your retirement years. For a wide...
by Don Gayhardt | May 17, 2017 | Budget, Finance, Money Management, Saving
According to a recent study by Credit Karma, about half of millennials who are married say that they merged their finances prior to tying the knot. Regardless of when couples decide to merge their finances, the decision involves a number of important questions and...
by Don Gayhardt | May 10, 2017 | Budget, Finance, Investment, Money Management, Saving
There are a large number of personal finance myths that people readily ascribe to even though they could end up hurting them in the long run. Therefore, it is critical to do due diligence and learn about the arguments for and against every piece of advice. With this...
by Don Gayhardt | May 3, 2017 | Budget, Finance, Money Management, Saving, Spending
When people begin formulating a budget, it is helpful to have a realistic goal in mind, such as saving for a vacation. A fun goal like travel keeps people motivated to follow the budget and meet their other financial objectives. With proper planning and some...
