by Don Gayhardt | Dec 13, 2016 | Debt, Education, Finance, Investment, Money Management, Saving, Spending
When people graduate from college, they typically have little experience managing their personal finances. While some schools do offer financial literacy classes, these courses are generally not required, and many students have no access this type of resource. After...
by Don Gayhardt | Dec 6, 2016 | Finance, Investment, Money Management, Spending
The decision whether to rent or purchase a home is complicated and deserves a lot of careful consideration. Once someone decides to purchase a home, the questions only become more difficult when the need for a mortgage arises. Very few people can afford to purchase a...
by Don Gayhardt | Dec 1, 2016 | Finance, Investment, Money Management, Saving
Big purchases require a great deal of planning, both in terms of saving and finding the best deal. When a purchase is very expensive, it is natural for people to want to ensure that they are not wasting their money. However, even creating a savings plan can be...
by Don Gayhardt | Nov 29, 2016 | Education, Finance, Investment, Money Management, Spending
Perhaps the biggest financial stress when it comes to raising children is saving for college. However, long before parents send their children off to higher education, they need to instill in them a sense of financial responsibility. Many parents struggle to find...
by Don Gayhardt | Nov 23, 2016 | Debt, Finance, Money Management, Spending
Despite our best financial planning and efforts to reduce spending, sometimes the unexpected arises and places us in a difficult financial situation. The fear of not being able to pay your bills is unfortunately one that many people in the United States and around the...
by Don Gayhardt | Nov 16, 2016 | Debt, Money Management, Spending
One of the most stressful tasks that parents face is saving money for college for their children. With the cost of higher education continually increasing, parents can quickly feel overwhelmed by the numbers. To make matters even worse, a number of different savings...
