by Don Gayhardt | Apr 18, 2018 | Budget, Debt, Finance, Income, Money Management, Retirement, Saving, Savings
Once individuals hit their 40s, they need to focus on securing their finances so that they are ready for retirement and other demands. During this time, kids may be preparing to start college and parents may need expensive nursing care. Consequently, our 40s prove...
by Don Gayhardt | Jan 12, 2018 | Budget, Finance, Information, Investment, Money Management, Retirement, Stocks
One of the most critical yet confusing aspects of personal finance is saving for retirement. Individuals have a number of different options for saving, and it can become difficult to decide which avenue is the best. Many people do not even realize all the different...
by Don Gayhardt | Jan 4, 2018 | Data, Education, Finance, Information, Job, Loan, Money Management, Mortgage, Retirement, Saving
Individuals working to improve their credit scores need to understand how the score is calculated. There are many misconceptions about what factors do and do not contribute to this score. Dedicating time and energy to address issues that will not even affect...
by Don Gayhardt | Dec 13, 2017 | Budget, Finance, Investment, Money Management, Retirement, Saving, Security
One of the most important tools that individuals use to save for retirement is the 401(k) plan, which now faces an uncertain future. With different messages coming from the legislative and executive branches regarding potential changes to tax law considering 401(k)s,...
by Don Gayhardt | Dec 6, 2017 | Budget, Education, Finance, Investment, Money Management, Retirement, Saving, Stocks
The former president of DFC Global Corporation, Don Gayhardt serves as chief executive officer and president of CURO Financial Technologies Corp. Through CURO, Don Gayhardt provides short-term financial services to unbanked and underbanked individuals. He is also a...
by Don Gayhardt | Nov 8, 2017 | Budget, Education, Finance, Investment, Money Management, Retirement, Saving
Finance professionals tell their clients to start saving for retirement as early as possible. Following this advice allows people to avoid playing catchup later in life, which can prove extremely challenging. Many people neglect retirement savings when they are young...