by Don Gayhardt | Feb 16, 2017 | Finance, Investment, Money Management, Retirement, Spending, Stocks
A popular type of mutual fund is the money market fund. Money market funds are designed to have low volatility by investing only in cash or cash-equivalent securities. Such investments usually have high credit quality and high liquidity. Typical money market fund...
by Don Gayhardt | Feb 14, 2017 | Debt, Finance, Investment, Retirement, Saving
Real estate is not an investment for everyone, but thinking of real estate solely as purchasing and then renting a property is shortsighted. In today’s market, there are a number of different ways to get involved with the real estate market, even for those who do not...
by Don Gayhardt | Feb 9, 2017 | Finance, Investment, Money Management, Retirement, Saving
Many people think of mutual funds as inherently safe or balanced investments, but this assumption can lead people into trouble. Many mutual funds provide greater diversification than is possible through investing on one’s own. However, individuals still need to...
by Don Gayhardt | Jan 17, 2017 | Investment, Money Management, Retirement, Stocks
For most individuals, the most popular investment vehicles are stocks and bonds, as well as real estate for certain investors. Just as there are several different types of real estate, there are different categorizations of both bonds and stocks. Investors, even...
by Don Gayhardt | Dec 20, 2016 | Finance, Investment, Money Management, Retirement, Saving
As the New Year approaches, many individuals consider making resolutions about their personal financial health. However, when people are getting started, they may feel at a loss. In the end, resolving to be more responsible financially may not work out if you do not...
by Don Gayhardt | Dec 8, 2016 | Investment, Retirement, Saving, Stocks
Two of the most popular investment vehicles for novices are stocks and bonds. In addition, many retirement savings plans are built on a combination of these. Understanding the differences between these two vehicles, including their potential for future growth and the...
