by Don Gayhardt | Dec 22, 2016 | Finance, Insurance, Money Management, Saving, Spending
One of the leading causes of bankruptcy in the United States is medical bills, even for people who have insurance. Preparing for the unexpected, such as emergency medical care, is one of the keys to continued financial solvency. This is especially the case during...
by Don Gayhardt | Dec 20, 2016 | Finance, Investment, Money Management, Retirement, Saving
As the New Year approaches, many individuals consider making resolutions about their personal financial health. However, when people are getting started, they may feel at a loss. In the end, resolving to be more responsible financially may not work out if you do not...
by Don Gayhardt | Dec 15, 2016 | Finance, Investment, Money Management, Saving, Stocks
One of the most important investment vehicles for personal finance remains the mutual fund. Through mutual funds, individuals can take advantage of the diversification possible with a much larger body of money, which makes it popular as a personal investment and as a...
by Don Gayhardt | Dec 13, 2016 | Debt, Education, Finance, Investment, Money Management, Saving, Spending
When people graduate from college, they typically have little experience managing their personal finances. While some schools do offer financial literacy classes, these courses are generally not required, and many students have no access this type of resource. After...
by Don Gayhardt | Dec 8, 2016 | Investment, Retirement, Saving, Stocks
Two of the most popular investment vehicles for novices are stocks and bonds. In addition, many retirement savings plans are built on a combination of these. Understanding the differences between these two vehicles, including their potential for future growth and the...
by Don Gayhardt | Dec 1, 2016 | Finance, Investment, Money Management, Saving
Big purchases require a great deal of planning, both in terms of saving and finding the best deal. When a purchase is very expensive, it is natural for people to want to ensure that they are not wasting their money. However, even creating a savings plan can be...
