Retirement should be a time for fun and relaxation, but inadequate preparation can make it extremely stressful. Continue Reading
6 of the Most Regrettable Retirement Mistakes People Often Make
Category Archives: Savings
6 of the Most Important Tax Facts for Married Couples
Taxes are complicated and marriage often makes the situation even more confusing, but these points can help make good decisions. Continue Reading
6 Important Tips for People Who Have Maxed out Their Credit Cards
Living off of credit can put individuals in a difficult spot, but these six tips can help avoid making the situation worse. Continue Reading
4 Important Things to Know before Taking a Home Equity Loan
When you need access to money for reasons other than purchasing a home or a vehicle, you may find you don’t have many options apart from a personal loan. But one of the options you may not have considered is a home equity loan. After purchasing a home, you will start paying down the amount… Continue Reading
How to Work toward Financial Goals While You Save for Retirement
One of the biggest challenges that individuals face as they create a monthly budget is balancing saving for retirement with their other financial goals. Finance experts recommend saving as much as possible for retirement starting at the outset of one’s career. That said, younger professionals generally have a number of other goals in mind first,… Continue Reading
4 of the Most Important Points to Consider in Retirement Plan Consolidation
Retirement plan consolidation can make sense as a means of simplification, but it can also have investment ramifications. Continue Reading
3 Strategies for Achieving An Excellent Credit Score
A number of different factors go into a credit score, and some people work for years to move their score into the good range. In general, people who have credit scores above about 700 are in decent shape, but those in this situation often wonder how to take their credit score from good to great.… Continue Reading
6 Changes to Social Security in 2019 That Beneficiaries Need to Know about
In the United States, more than 62 million people rely on Social Security as a source of income, including about 43 million retirees. Recently, the Social Security Administration (SSA) announced some important changes to benefits that will begin in 2019. Individuals who rely on this income need to make sure that they understand these changes… Continue Reading
5 Tips and Strategies for Introducing Children to Personal Finance Issues
It’s a sad fact that the public school system in the United States does little to introduce children to the concept of money and financial responsibility. Even at the college level, colleges typically only offer such classes as an elective, if at all. The results of this lack of financial education are clear: a report… Continue Reading
5 of the Best Smartphone and Online Apps for Becoming Debt-Free
Modern technology provides a wide range of tools for taking control of our personal finances. While many people have heard of Credit Karma, which provides guidance with improving personal credit scores, or Mint, a budgeting app, individuals may be unaware of the many specialty personal finance apps out there. For example, a number of excellent… Continue Reading