by Don Gayhardt | Aug 17, 2018 | Budget, Finance, Income, Investment, Money Management, Retirement, Savings
One of the most pressing concerns for people nearing retirement is the possibility of running out of money. Unfortunately, this fear is grounded in reality. The Employee Benefit Research Institute (EBRA) reports that more than 80 percent of Baby Boomers in the lowest...
by Don Gayhardt | Jul 16, 2018 | Budget, Debt, Education, Finance, Income, Investment, Money Management, Saving, Savings
No one is born with innate financial knowledge. Unfortunately, this truth means that many Americans will have some major regrets in terms of how they handle their personal finances. On the other hand, individuals today have more tools than ever before to learn about...
by Don Gayhardt | Jun 7, 2018 | Budget, Finance, Information, Loan, Money Management, Mortgage, Retirement, Savings
One of the most stressful personal finance processes that people may go through is purchasing a home, which includes everything from making an offer to securing financing. In a seller’s market, like the one we are currently in, individuals often face a lot of...
by Don Gayhardt | May 31, 2018 | Data, Education, Finance, Income, Investment, Money Management, Mortgage, Retirement, Savings
People often think that managing personal finances boils down to saving money whenever possible and minimizing spending, but this is a very simplistic point of view. In reality, one’s financial wellbeing is more about mindset than actions. While actions are what get...
by Don Gayhardt | May 10, 2018 | Budget, Education, Entrepreneurship, Finance, Money Management, Savings, Security
While the 2017 tax season was largely business as usual, things will be very different in the 2018 season because of the new laws that were passed in late 2017. To maximize returns, or at least minimize how much is owed, individuals need to start thinking about the...
by Don Gayhardt | Apr 18, 2018 | Budget, Debt, Finance, Income, Money Management, Retirement, Saving, Savings
Once individuals hit their 40s, they need to focus on securing their finances so that they are ready for retirement and other demands. During this time, kids may be preparing to start college and parents may need expensive nursing care. Consequently, our 40s prove...
