by Don Gayhardt | Sep 13, 2017 | Budget, Debt, Education, Finance, Money Management, Saving, Spending
While many students begin to focus heavily on improving their credit score after they graduate from college, the truth is that you can lay a solid foundation for great credit while still in school. A number of misconceptions exist in regards to building and...
by Don Gayhardt | Aug 2, 2017 | Education, Finance, Investment, Money Management, Mortgage, Saving, Spending
When considering the best investments for the future, people often look to real estate. Unfortunately, the high costs often associated with purchasing property can pose a barrier to entry into this market, especially for everyday investors. However, you do have...
by Don Gayhardt | Jul 12, 2017 | Debt, Insurance, Money Management, Saving, Spending
Layoffs can happen at any time, sometimes for situations beyond the control of either the employer or employee. Because of this, workers should always have a plan in place to move forward financially in the event that they lose their jobs. Financial advisors typically...
by Don Gayhardt | Jun 21, 2017 | Budget, Education, Finance, Money Management, Saving, Spending
Most people find it difficult to save money for a large purchase, a college education, or retirement. While proper budgeting can make the savings process easier, it is important to learn what mistakes to avoid. Understanding the most common mistakes involved with...
by Don Gayhardt | Jun 7, 2017 | Budget, Education, Finance, Money Management, Saving, Spending
During the summer, students are home from school and families start thinking more about vacation. For many, summer is the most exciting time of the year. However, this excitement can easily lead to overspending as individuals try to pack as much as possible into the...
by Don Gayhardt | May 3, 2017 | Budget, Finance, Money Management, Saving, Spending
When people begin formulating a budget, it is helpful to have a realistic goal in mind, such as saving for a vacation. A fun goal like travel keeps people motivated to follow the budget and meet their other financial objectives. With proper planning and some...