by Don Gayhardt | Jan 19, 2017 | Debt, Finance, Loan, Money Management, Spending
The decision to buy a house is stressful enough without having to contend with the confusing mortgage process, which adds significantly more pressure to the entire situation. Before making the decision to purchase a home, buyers should spend some time investigating...
by Don Gayhardt | Dec 22, 2016 | Finance, Insurance, Money Management, Saving, Spending
One of the leading causes of bankruptcy in the United States is medical bills, even for people who have insurance. Preparing for the unexpected, such as emergency medical care, is one of the keys to continued financial solvency. This is especially the case during...
by Don Gayhardt | Dec 13, 2016 | Debt, Education, Finance, Investment, Money Management, Saving, Spending
When people graduate from college, they typically have little experience managing their personal finances. While some schools do offer financial literacy classes, these courses are generally not required, and many students have no access this type of resource. After...
by Don Gayhardt | Dec 6, 2016 | Finance, Investment, Money Management, Spending
The decision whether to rent or purchase a home is complicated and deserves a lot of careful consideration. Once someone decides to purchase a home, the questions only become more difficult when the need for a mortgage arises. Very few people can afford to purchase a...
by Don Gayhardt | Nov 29, 2016 | Education, Finance, Investment, Money Management, Spending
Perhaps the biggest financial stress when it comes to raising children is saving for college. However, long before parents send their children off to higher education, they need to instill in them a sense of financial responsibility. Many parents struggle to find...
by Don Gayhardt | Nov 23, 2016 | Debt, Finance, Money Management, Spending
Despite our best financial planning and efforts to reduce spending, sometimes the unexpected arises and places us in a difficult financial situation. The fear of not being able to pay your bills is unfortunately one that many people in the United States and around the...
