by Don Gayhardt | Nov 16, 2016 | Debt, Money Management, Spending
One of the most stressful tasks that parents face is saving money for college for their children. With the cost of higher education continually increasing, parents can quickly feel overwhelmed by the numbers. To make matters even worse, a number of different savings...
by Don Gayhardt | Oct 26, 2016 | Debt, Finance, Investment, Money Management, Spending
Personal finance tips come from a wide variety of sources. We may get tips from our family, friends, and coworkers, or even from finance professionals. However, not all advice should be considered quality guidance and, in fact, many of the most common tips circulating...
by Don Gayhardt | Oct 5, 2016 | Finance, Investment, Spending
Making an initial step into the world of investing can prove daunting, especially when entering the stock market. Beginners often don’t know how to make the best decisions about buying and trading, and the perceived learning gap discourages them from trying. However,...
by Don Gayhardt | Sep 28, 2016 | Debt, Finance, Spending
Planning for retirement involves thinking about a wide range of issues. While people likely have private or work-sponsored retirement savings, they also need to think about how benefits like Social Security will fit into the larger picture. Depending on how and when...
by Don Gayhardt | Sep 21, 2016 | Insurance, Investment, Spending
Once young adults finish school and begin to establish independent lives, they need to start thinking more about insurance. Prior to adulthood, individuals may have encountered the need for car insurance, but for many, financial responsibility requires several other...
by Don Gayhardt | Sep 7, 2016 | Finance, Spending
For many Americans, the prospect of saving even $1,000 for investing seems unattainable. Many people are living paycheck-to-paycheck with little, if any, savings for emergencies. To many individuals, saving money means changing their lifestyle and giving up the things...