by Don Gayhardt | Aug 9, 2017 | Finance, Investment, Money Management, Retirement, Saving, Stocks
Most people think primarily of stocks when they consider what it means to invest money. For many people, however, investing in stocks seems overwhelming. The learning curve for purchasing stocks is indeed steep, and individuals still need to complete thorough due...
by Don Gayhardt | Feb 16, 2017 | Finance, Investment, Money Management, Retirement, Spending, Stocks
A popular type of mutual fund is the money market fund. Money market funds are designed to have low volatility by investing only in cash or cash-equivalent securities. Such investments usually have high credit quality and high liquidity. Typical money market fund...
by Don Gayhardt | Jan 24, 2017 | Finance, Investment, Money Management, Spending, Stocks
When tasked with making their first stock purchase, the average person is often unsure about how to proceed. Even those who have done their homework to learn about the stock market and choose the best stocks for their purposes may not understand exactly how to perform...
by Don Gayhardt | Jan 17, 2017 | Investment, Money Management, Retirement, Stocks
For most individuals, the most popular investment vehicles are stocks and bonds, as well as real estate for certain investors. Just as there are several different types of real estate, there are different categorizations of both bonds and stocks. Investors, even...
by Don Gayhardt | Dec 15, 2016 | Finance, Investment, Money Management, Saving, Stocks
One of the most important investment vehicles for personal finance remains the mutual fund. Through mutual funds, individuals can take advantage of the diversification possible with a much larger body of money, which makes it popular as a personal investment and as a...
by Don Gayhardt | Dec 8, 2016 | Investment, Retirement, Saving, Stocks
Two of the most popular investment vehicles for novices are stocks and bonds. In addition, many retirement savings plans are built on a combination of these. Understanding the differences between these two vehicles, including their potential for future growth and the...