Category Archives: Spending

6 Things You Need to Know before Purchasing an Investment Property

6 Things You Need to Know before Purchasing an Investment Property

An expert on personal finance, Don Gayhardt serves as the president and chief executive officer of short-term financial services provider CURO Financial Technologies Corp. CURO focuses primarily on providing services to unbanked and underbanked consumers. Many of the people that Don Gayhardt works with are working to take control over their finances and begin saving… Continue Reading

5 Ways You Can Avoid Anxiety When Investing in Stocks

5 Ways You Can Avoid Anxiety When Investing in Stocks

In the United States, stocks remain the most popular risky asset class because they have the potential for a big payoff. However, because big rewards come with big risks, investing in stocks generates a great deal of anxiety. This means that people may face some serious adverse effects to their mental health when they decide… Continue Reading

The Benefits and Drawbacks of 4 Common Low-Risk Investments

The Benefits and Drawbacks of 4 Common Low-Risk Investments

Some people are comfortable with riskier investments, but others would prefer to keep their savings in a safe investment vehicle, even if it means receiving smaller returns. There are several safe investment vehicles to consider, and you should carefully weigh the pros and cons of each before making a final decision. Some of the most… Continue Reading

5 Easy Ways for College Students to Build Good Credit

5 Easy Ways for College Students to Build Good Credit

While many students begin to focus heavily on improving their credit score after they graduate from college, the truth is that you can lay a solid foundation for great credit while still in school. A number of misconceptions exist in regards to building and maintaining an excellent credit score, particularly among young people. Following are… Continue Reading

What You Need to Know Before Investing in REITs

What You Need to Know Before Investing in REITs

When considering the best investments for the future, people often look to real estate. Unfortunately, the high costs often associated with purchasing property can pose a barrier to entry into this market, especially for everyday investors. However, you do have options. A real estate investment trust (REIT) remains one of the best ones. A REIT… Continue Reading

7 Tips You Need to Know for Staying Afloat Financially after Job Loss

7 Tips You Need to Know for Staying Afloat Financially after Job Loss

Layoffs can happen at any time, sometimes for situations beyond the control of either the employer or employee. Because of this, workers should always have a plan in place to move forward financially in the event that they lose their jobs. Financial advisors typically want people to have enough money saved to carry them for… Continue Reading

6 of the Most Common Mistakes People Make When Saving Money

6 of the Most Common Mistakes People Make When Saving Money

Most people find it difficult to save money for a large purchase, a college education, or retirement. While proper budgeting can make the savings process easier, it is important to learn what mistakes to avoid. Understanding the most common mistakes involved with saving money can help people meet their goals just as much as knowing… Continue Reading

6 Tips to Keep Your Finances in Shape This Summer

6 Tips to Keep Your Finances in Shape This Summer

During the summer, students are home from school and families start thinking more about vacation. For many, summer is the most exciting time of the year. However, this excitement can easily lead to overspending as individuals try to pack as much as possible into the warm, sunny days. Maintaining a budget is often more difficult… Continue Reading

What You Need to Know about the Different Types of Mortgages

What You Need to Know about the Different Types of Mortgages

When shopping for a mortgage, it is important to know what the different options are and what the implications of each are for the future. The following is an overview of the major different types of mortgage and what each means for the borrower: Conventional vs. Government-Backed Loans Loans that are not insured by the… Continue Reading