by Don Gayhardt | Jan 12, 2018 | Budget, Finance, Information, Investment, Money Management, Retirement, Stocks
One of the most critical yet confusing aspects of personal finance is saving for retirement. Individuals have a number of different options for saving, and it can become difficult to decide which avenue is the best. Many people do not even realize all the different...
by Don Gayhardt | Jan 4, 2018 | Data, Education, Finance, Information, Job, Loan, Money Management, Mortgage, Retirement, Saving
Individuals working to improve their credit scores need to understand how the score is calculated. There are many misconceptions about what factors do and do not contribute to this score. Dedicating time and energy to address issues that will not even affect...
by Don Gayhardt | Dec 28, 2017 | Budget, Debt, Finance, Investment, Loan, Money Management
One of the most confusing aspects of taking out a loan is figuring out exactly what the interest will cost. Several different types of interest exist, and individuals should try to have a basic understanding of each of these categories before they even begin shopping...
by Don Gayhardt | Dec 20, 2017 | Data, Finance, Income, Investment, Money Management, Stocks
To buy and sell stocks, you need to hire a stockbroker. This individual acts as a middleman between investors and the stock market. Brokers act sort of like salesmen to facilitate a sale on behalf of a larger brokerage house, such as Charles Schwab or Merrill Lynch....
by Don Gayhardt | Dec 13, 2017 | Budget, Finance, Investment, Money Management, Retirement, Saving, Security
One of the most important tools that individuals use to save for retirement is the 401(k) plan, which now faces an uncertain future. With different messages coming from the legislative and executive branches regarding potential changes to tax law considering 401(k)s,...
by Don Gayhardt | Dec 6, 2017 | Budget, Education, Finance, Investment, Money Management, Retirement, Saving, Stocks
The former president of DFC Global Corporation, Don Gayhardt serves as chief executive officer and president of CURO Financial Technologies Corp. Through CURO, Don Gayhardt provides short-term financial services to unbanked and underbanked individuals. He is also a...
by Don Gayhardt | Nov 29, 2017 | Budget, Entrepreneurship, Finance, Information, Investment, Money Management, Spending
An expert on personal finance, Don Gayhardt serves as the president and chief executive officer of short-term financial services provider CURO Financial Technologies Corp. CURO focuses primarily on providing services to unbanked and underbanked consumers. Many of the...
by Don Gayhardt | Nov 22, 2017 | Budget, Finance, Income, Investment, Money Management, Saving, Security
When it comes to personal finances, many people take a reactive rather than a proactive approach. A reactive approach to personal finances means that necessities and expenses dictate how one allocates money. In other words, individuals pay the bills as they arrive...
by Don Gayhardt | Nov 15, 2017 | Budget, Education, Finance, Income, Information, Money Management
Due to the widespread popularity of smartphones, mobile gaming has become one of the largest industries in the world. People turn to games for a fun distraction throughout the day or to pass the time while riding on the bus, waiting in line, or engaging in a range of...
by Don Gayhardt | Nov 8, 2017 | Budget, Education, Finance, Investment, Money Management, Retirement, Saving
Finance professionals tell their clients to start saving for retirement as early as possible. Following this advice allows people to avoid playing catchup later in life, which can prove extremely challenging. Many people neglect retirement savings when they are young...
