by Don Gayhardt | Oct 12, 2021 | Uncategorized
Banking should not end up costing you a lot of money. Unfortunately, some bank accounts do come with fees, although these are often avoidable as long as you meet certain requirements, like maintaining a minimum balance. While savings accounts rarely come with fees,...
by Don Gayhardt | Sep 28, 2021 | Budget, Finance, Income, Investment
Whatever your circumstances and goals, passive income can play a role in your personal finances. Although many people dismiss passive income as a fad or get-rich-quick scheme, it is in fact a powerful, long-term tool that can have a positive impact on almost any...
by Don Gayhardt | Sep 21, 2021 | Uncategorized
Ideally, once you retire, you will rely on income from investments to cover your daily expenses. For the most part, people use a 401(k) or similar account to maintain their lifestyle during retirement, but there are other options to consider. One option available to...
by Don Gayhardt | Sep 7, 2021 | Education, Finance, Loan, Money Management
Graduating from college and entering the workforce is an exciting endeavor, but it can also be a stressful one. For many college graduates, it is the first time they will be taking on full adult responsibilities. Some of the biggest responsibilities they will face are...
by Don Gayhardt | Aug 24, 2021 | Budget, Data, Finance, Information, Money Management, Spending
Cryptocurrency has received a great deal of media attention in recent months, and more people than ever before are considering investing in it. While some cryptocurrencies have proven to be a great investment, they are still largely speculative and thus come with...
by Don Gayhardt | Aug 11, 2021 | Debt, Education, Finance, Money Management
The overall level of student loan debt in the United States is high. Many people have relied on these loans without thinking about the long-term effect on their credit. While the potential effects of these loans on your credit are not necessarily a reason to avoid...
by Don Gayhardt | Jul 20, 2021 | Budget, Data, Finance, Money Management
It’s all too easy to bounce a check. Maybe you wrote a check months ago but it was never cashed, or maybe you forgot about an automatic bill. Luckily, you can recover from a bounced check and protect yourself from this problem in the future if you are strategic about...
by Don Gayhardt | Jul 1, 2021 | Budget, Debt, Finance
The pandemic has been difficult financially for everyone from retirees to millennials. One of the issues that has come up has been money lost to monthly services that weren’t used, particularly during the early days of the pandemic when businesses were forced to...
by Don Gayhardt | Jun 17, 2021 | Budget, Data, Finance, Investment, Money Management, Savings
Saving for retirement can be one of the most stressful things we do throughout our lives. While it’s exciting to imagine your dream retirement, you might worry that you won’t able to meet your goals and make those aspirations a reality. During a lifetime of saving,...
by Don Gayhardt | Jun 3, 2021 | Budget, Data, Finance, Money Management
Whether you are buying your first home together or simply renting your first apartment, moving in with your significant other can be extremely stressful. Too often, couples do not share their personal finances before cohabitating, which can result in stressful...
