by Don Gayhardt | May 20, 2021 | Budget, Insurance, Money Management, Saving, Security
Retirement is a time of life that is both exciting and stressful. Often, individuals face many financial hurdles before retiring, and this can continue into the later years of life. One of the key ways to manage financial risk is by having insurance. However, the...
by Don Gayhardt | May 7, 2021 | Budget, Finance, Investment, Money Management, Saving
For many people, the world of investing can seem confusing and complicated, causing them to avoid it altogether and miss out on the potential for compounding gains. Others who are already actively investing may make poor decisions because they are influenced by common...
by Don Gayhardt | Apr 22, 2021 | Education, Finance, Information, Money Management, Spending
While credit cards can be dangerous because of their high interest rates, many companies will use rewards to attract customers. These rewards can help people save a lot of money in the long run if you capitalize on those benefits in the right way. Often, cards with...
by Don Gayhardt | Apr 8, 2021 | Data, Finance, Information, Money Management, Savings
TikTok has emerged as one of the most popular social media networks in the world with more than 800 million users. Since the majority of these users are teenagers and young adults, TikTok may appear to be the perfect platform to promote financial literacy. Most people...
by Don Gayhardt | Mar 23, 2021 | Budget, Finance, Money Management, Mortgage
One of the effects of the pandemic was a global reduction in interest rates. Because of this, many homeowners have considered refinancing their mortgages. A lower interest rate on your mortgage can benefit you in many ways, from lowering your monthly payment to...
by Don Gayhardt | Mar 9, 2021 | Budget, Finance, Investment, Money Management, Saving
A health savings account (HSA) remains one of the best personal finance tools available to you. You can open an HSA if you have a high-deductible health plan as a way of saving for medical costs. The money in an HSA can be invested, depending on the amount, and that...
by Don Gayhardt | Feb 24, 2021 | Budget, Finance, Investment, Money Management, Spending
The world of investing can prove daunting for people who lack any experience. In addition, the notion that people need to have a lot of money to invest can discourage them from opening an account. However, the rise of online brokers and robo-advising has made it...
by Don Gayhardt | Feb 10, 2021 | Budget, Education, Finance, Money Management, Saving
Many people have suffered from deteriorating financial situations as a result of the coronavirus pandemic. Millennials have been hit particularly hard considering they have faced financial issues for several years. For many individuals in this generation, the pandemic...
by Don Gayhardt | Jan 19, 2021 | Budget, Education, Finance, Information, Money Management, Savings
In the United States, educators are pushing to include more classes on financial literacy as a basic part of education, especially for teenagers. There are many resources for increasing financial literacy, from free online courses to podcasts, but often, financial...
by Don Gayhardt | Jan 5, 2021 | Budget, Data, Finance, Information, Money Management, Savings, Security
A foundation of personal finance is creating a budget. Many people rely on budget tracking apps to help with this process. These apps are a great way to get objective data on spending and identify patterns that may need to be changed. Recently, some questions have...
