by Don Gayhardt | Dec 22, 2020 | Budget, Finance, Investment, Loan, Money Management, Retirement, Savings
When planning for retirement, you need to consider the different types of accounts and be strategic about funding them. For many individuals, opening both traditional and Roth accounts helps save money by diversifying income in retirement, which can be critical for...
by Don Gayhardt | Dec 8, 2020 | Data, Finance, Investment, Money Management, Retirement, Savings
Retirement has become an especially stressful issue for the millions of Americans who are facing unemployment or reductions in their employee benefits. More than ever before, you will need to be strategic in how you save for retirement to make sure you can maximize...
by Don Gayhardt | Nov 24, 2020 | Budget, Education, Finance, Investment, Money Management
The coronavirus pandemic has caused financial stress for people around the world. Many people face unemployment or retirement savings that have suddenly—and significantly—decreased in value. One issue that is also causing a great deal of stress is how to pay for...
by Don Gayhardt | Nov 10, 2020 | Data, Education, Finance, Information, Investment, Money Management, Retirement, Saving, Spending, Stocks
Few people can rely completely on Social Security to fund their retirement. However, it often serves as a central source of income. When retirement planning, you need to think strategically about your approach to Social Security. This means learning how the benefit is...
by Don Gayhardt | Oct 22, 2020 | Budget, Data, Finance, Income, Money Management, Savings, Spending
The coronavirus pandemic has created a financial strain on households across the globe. Whether you need to make ends meet with far less money or rebuild an emergency fund that got you through the worst of the crisis, many people feel like they need to reduce their...
by Don Gayhardt | Oct 8, 2020 | Entrepreneurship, Income, Investment, Money Management, Saving, Savings
The coronavirus pandemic has caused a great deal of financial hardship with record unemployment rates and many more people seeing either their hours or their salaries reduced. Many people are rethinking their personal finance strategy to figure out how they can...
by Don Gayhardt | Sep 16, 2020 | Budget, Education, Finance, Income, Money Management, Savings
One of the most stressful financial situations for parents is figuring out how they will cover college expenses for their children. Parents make a lot of mistakes when saving for college, the biggest of which is not starting to save early enough. New parents should...
by Don Gayhardt | Sep 3, 2020 | Budget, Data, Education, Finance, Loan, Money Management
The coronavirus pandemic has had a dramatic effect on the global economy and has quickly altered the financial situation of nearly all Americans, ranging from individuals in their 20s who are just starting to launch their careers to retirees. More than 26 million...
by Don Gayhardt | Aug 19, 2020 | Budget, Finance, Income, Investment, Money Management
Many of us hesitate to invest because the word investment brings up pictures of Wall Street and million-dollar transactions. However, there are more tools than ever before to help you learn about investing and start building wealth even if you don’t have much money to...
by Don Gayhardt | Aug 5, 2020 | Budget, Data, Education, Finance, Money Management, Saving, Spending
The coronavirus pandemic has upended many Americans’ finances. Millions are unemployed, many have seen their working hours reduced, and others are trying to cut back as the future looks less certain. Many people are budgeting for the first time. Making the right...
