by Don Gayhardt | Jul 20, 2020 | Budget, Education, Finance, Income, Money Management, Savings, Spending
One of the most important personal financial moves a person can make is building an emergency fund. This fund helps you avoid going into debt when the unexpected happens and can serve as a cushion during major life changes, such as periods of unemployment. However,...
by Don Gayhardt | Jul 6, 2020 | Budget, Finance, Investment, Money Management, Savings, Spending
The coronavirus pandemic has shown people across the world the importance of maintaining an emergency fund. With more than 22 million unemployment claims filed in the United States alone, many individuals are struggling to make ends meet. Furthermore, unemployment...
by Don Gayhardt | Jun 23, 2020 | Budget, Debt, Finance, Investment, Money Management, Saving, Spending
During times of uncertainty, people often become anxious about their personal finances. They may worry about a sudden drop in the value of their investments or about their ability to pay their bills and maintain a good credit history. During times of uncertainty, you...
by Don Gayhardt | Jun 9, 2020 | Budget, Finance, Income, Money Management, Mortgage, Retirement, Saving
People may make a lot of mistakes when it comes to retirement planning, from not saving enough to making an unrealistic budget to guide savings. Planning for retirement involves a lot of guesswork as people estimate when and where they’ll retire. All too often, people...
by Don Gayhardt | May 22, 2020 | Data, Finance, Investment, Money Management, Retirement
In the age of social media, individuals often have many feeds that they track throughout the day, including those from LinkedIn, Twitter, Facebook, Instagram, Snapchat, and more. In the near future, individuals may be paying attention to a new sort of feed: the...
by Don Gayhardt | May 8, 2020 | Budget, Entrepreneurship, Finance, Information, Investment, Money Management
As people open their own small businesses, they quickly learn that they should never mix their personal finances with those of the company. However, it is common for entrepreneurs to get so absorbed with the wellbeing of their ventures that they forget to attend to...
by Don Gayhardt | Apr 24, 2020 | Budget, Debt, Finance, Money Management, Spending
Although more than one-third of Americans are worried that they will max out their credit cards, people are taking on more high-interest debt than ever before, according to recent research. The findings, which are based on a WalletHub credit card survey, highlight the...
by Don Gayhardt | Apr 10, 2020 | Data, Education, Finance, Investment, Money Management, Saving
People in their 20s face a number of challenges, from launching a career to establishing good financial habits. At this age, individuals may put their financial wellbeing on the backburner. However, it is important to take a few key steps that lay a solid foundation...
by Don Gayhardt | Mar 24, 2020 | Budget, Education, Finance, Information, Investment, Money Management, Savings, Spending
For many people, the thought of investing seems overwhelming. From complications involved with brokerage accounts to the misconception that investing requires a lot of money, people may dismiss the idea altogether. Unfortunately, doing so can lead to financial harm...
by Don Gayhardt | Mar 4, 2020 | Budget, Finance, Information, Investment, Money Management, Saving
Whether you are planning for an unexpected emergency or simply putting money away toward a future goal like purchasing a home or retiring, it is important to choose the right savings vehicle. For long-term goals, it usually makes the most sense to invest so that your...
