by Don Gayhardt | Feb 19, 2020 | Data, Education, Money Management, Mortgage, Saving
Buying a home for the first time is an extremely exciting time in a person’s life. However, securing a mortgage and dealing with the other issues that arise can be extremely stressful. The best way for first-time homebuyers to prepare for this process is to learn as...
by Don Gayhardt | Feb 5, 2020 | Budget, Data, Entrepreneurship, Finance, Investment, Loan
One of the most stressful personal finance issues that individuals face is building and maintaining an excellent credit score. With a great credit score, you will end up paying less in the long run by getting lower interest rates, plus you may qualify for promotions,...
by Don Gayhardt | Jan 23, 2020 | Budget, Finance, Investment, Money Management, Retirement, Saving
Reading personal finance books is one of the best and easiest ways to take charge of your money and your future. But while some of the best personal finance books contain excellent advice, they are not always geared toward the beginner. Many individuals without much...
by Don Gayhardt | Jan 9, 2020 | Budget, Finance, Investment, Money Management, Saving, Stocks
Once you have decided to start investing your money, you will next need to figure out the best vehicle for it. One option is a brokerage account, which allows you to purchase stocks, mutual funds, bonds, and other securities using the money deposited in the account....
by Don Gayhardt | Dec 19, 2019 | Budget, Finance, Income, Money Management, Saving, Spending
One of the biggest stressors that people face in their lives is money. Financial issues can cause stress for a variety of reasons. Maybe you cannot afford the major purchases you want, or you’re living paycheck to paycheck, just barely making ends meet. Maybe a...
by Don Gayhardt | Dec 5, 2019 | Budget, Education, Finance, Money Management, Savings
Losing your job can prove to be one of the most stressful events that people experience in their lives. When it becomes apparent that a company is planning to have layoffs, people often start to worry about what might happen if they lose their jobs. They may worry...
by Don Gayhardt | Nov 28, 2019 | Budget, Debt, Education, Finance, Money Management, Saving, Spending
Millennials, who are becoming a more prominent segment of the American workforce, must pay special attention to their finances. Many individuals in this generation are already on their way to financial security, but some millennials with great educations and solid...
by Don Gayhardt | Nov 14, 2019 | Budget, Education, Finance, Information, Money Management, Saving, Spending
Basic personal financial skills help us to lead secure and happy lives. Understanding the fundamentals of budgeting, saving, investing, and managing debt impacts our life in an incredibly profound way and can mean the difference between struggling financially and...
by Don Gayhardt | Oct 24, 2019 | Budget, Debt, Finance, Information, Money Management, Saving, Spending
While millennials are generally waiting longer to get married than generations past, that doesn’t mean they’re not cohabitating—and entwining their finances. Finances can put a lot of stress on a relationship, so it is incredibly important for partners to talk openly...
by Don Gayhardt | Oct 10, 2019 | Budget, Debt, Finance, Money Management, Saving, Spending
There is a common misconception that it is impossible to save money on a tight budget, but it is doable as long as you remain mindful of your financial goals. But when people don’t think about their spending and their financial limitations, they can find themselves...
