by Don Gayhardt | Apr 5, 2019 | Data, Debt, Finance, Information, Money Management, Retirement, Saving, Security
Couples can choose a number of different strategies for integrating their finances when getting married. Regardless of how you and your partner decide to deal with your shared finances, there are a few things you need to do shortly after getting married. These steps...
by Don Gayhardt | Mar 29, 2019 | Budget, Data, Education, Finance, Income, Investment, Money Management, Saving, Spending
Fintech products do much more than simplify financial services for the average consumer; they can have a substantial impact on the lives of everyone from small business owners to citizens in traditionally unbanked or underbanked areas. While it’s difficult to measure...
by Don Gayhardt | Mar 15, 2019 | Budget, Debt, Finance, Income, Loan, Money Management, Spending
Personal loans come with a lot of benefits. Unlike car loans or mortgages, personal loans are unsecured and therefore issued entirely on the basis of income and credit without collateral. Moreover, these sorts of loans can be a good option for urgent financial needs,...
by Don Gayhardt | Mar 8, 2019 | Budget, Data, Education, Finance, Information, Money Management, Saving, Spending
One of the problems that people often encounter on their paths toward greater financial freedom is the inability to set achievable goals. When people focus on the wrong things or set goals that are too lofty, they may become discouraged and give up on their goals...
by Don Gayhardt | Feb 15, 2019 | Budget, Data, Debt, Finance, Information, Investment, Money Management, Savings
A number of different factors go into a credit score, and some people work for years to move their score into the good range. In general, people who have credit scores above about 700 are in decent shape, but those in this situation often wonder how to take their...
by Don Gayhardt | Feb 6, 2019 | Budget, Data, Finance, Income, Money Management, Mortgage, Saving
After the last financial crisis, mortgage lenders became much more stringent about approving home loan applications. The strongest mortgage applications, as well as the most enticing home purchase offers, depend in large part on the ability to put down the most money...
by Don Gayhardt | Jan 23, 2019 | Budget, Data, Education, Finance, Information, Investment, Money Management, Saving
Even people who have pursued additional financial education, such as online courses, need some help from time to time. If you finding yourself needing advice that goes beyond what you can find on the computer, it’s time to start thinking about hiring a financial...
by Don Gayhardt | Jan 2, 2019 | Budget, Data, Education, Finance, Investment, Money Management
While you can learn a lot about personal finance through books, online courses, blogs, and more, this information will not make you an expert overnight. Sometimes, you should refer to a financial adviser in order to make the best decisions when it comes to your...
by Don Gayhardt | Dec 12, 2018 | Budget, Data, Debt, Finance, Income, Retirement, Saving, Savings
In the United States, more than 62 million people rely on Social Security as a source of income, including about 43 million retirees. Recently, the Social Security Administration (SSA) announced some important changes to benefits that will begin in 2019. Individuals...
by Don Gayhardt | Dec 5, 2018 | Budget, Data, Entrepreneurship, Finance, Income, Investment, Money Management, Saving
The advent of smartphones has spawned a number of apps to help people with personal finance goals, from budgeting to becoming debt-free. Beyond these uses, apps can also help novices gain confidence with investing. Given the wide range of different investing apps...
