by Don Gayhardt | Feb 28, 2018 | Budget, Finance, Income, Investment, Money Management, Saving
Investors often see their investment activity as a form of saving money, but in reality, these are entirely different processes. Saving and investing have specific purposes, and both should play a role in a person’s overall financial strategy. While investing can help...
by Don Gayhardt | Feb 21, 2018 | Budget, Debt, Finance, Information, Investment, Loan, Money Management
Auto loans are generally one of people’s largest expenses, behind mortgages and student loans. When purchasing a car, you should not wait until you are at the dealership to think about financing. With a little preparation, you can get a great deal that will save you...
by Don Gayhardt | Jan 19, 2018 | Budget, Finance, Income, Investment, Money Management, Saving, Spending
One of the most common misconceptions that people make when trying to save money is thinking that it will be painful. Often, people think that saving money means making drastic cuts in their budget and foregoing the things that they like to do for fun. When...
by Don Gayhardt | Jan 12, 2018 | Budget, Finance, Information, Investment, Money Management, Retirement, Stocks
One of the most critical yet confusing aspects of personal finance is saving for retirement. Individuals have a number of different options for saving, and it can become difficult to decide which avenue is the best. Many people do not even realize all the different...
by Don Gayhardt | Dec 28, 2017 | Budget, Debt, Finance, Investment, Loan, Money Management
One of the most confusing aspects of taking out a loan is figuring out exactly what the interest will cost. Several different types of interest exist, and individuals should try to have a basic understanding of each of these categories before they even begin shopping...
by Don Gayhardt | Dec 13, 2017 | Budget, Finance, Investment, Money Management, Retirement, Saving, Security
One of the most important tools that individuals use to save for retirement is the 401(k) plan, which now faces an uncertain future. With different messages coming from the legislative and executive branches regarding potential changes to tax law considering 401(k)s,...
