by Don Gayhardt | Mar 4, 2020 | Budget, Finance, Information, Investment, Money Management, Saving
Whether you are planning for an unexpected emergency or simply putting money away toward a future goal like purchasing a home or retiring, it is important to choose the right savings vehicle. For long-term goals, it usually makes the most sense to invest so that your...
by Don Gayhardt | Feb 5, 2020 | Budget, Data, Entrepreneurship, Finance, Investment, Loan
One of the most stressful personal finance issues that individuals face is building and maintaining an excellent credit score. With a great credit score, you will end up paying less in the long run by getting lower interest rates, plus you may qualify for promotions,...
by Don Gayhardt | Jan 23, 2020 | Budget, Finance, Investment, Money Management, Retirement, Saving
Reading personal finance books is one of the best and easiest ways to take charge of your money and your future. But while some of the best personal finance books contain excellent advice, they are not always geared toward the beginner. Many individuals without much...
by Don Gayhardt | Jan 9, 2020 | Budget, Finance, Investment, Money Management, Saving, Stocks
Once you have decided to start investing your money, you will next need to figure out the best vehicle for it. One option is a brokerage account, which allows you to purchase stocks, mutual funds, bonds, and other securities using the money deposited in the account....
by Don Gayhardt | Dec 19, 2019 | Budget, Finance, Income, Money Management, Saving, Spending
One of the biggest stressors that people face in their lives is money. Financial issues can cause stress for a variety of reasons. Maybe you cannot afford the major purchases you want, or you’re living paycheck to paycheck, just barely making ends meet. Maybe a...
by Don Gayhardt | Dec 5, 2019 | Budget, Education, Finance, Money Management, Savings
Losing your job can prove to be one of the most stressful events that people experience in their lives. When it becomes apparent that a company is planning to have layoffs, people often start to worry about what might happen if they lose their jobs. They may worry...